Best Places46049, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46049, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46049 ranks 18,216th of 33,110 U.S. zip codes on the BestNeighborhood index. Internet speeds pulls hardest against it, while it scores best on cheap car insurance.
The best neighborhoods in 46049
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46049's strengths and weaknesses
Where 46049 ranks high
- Cheap car insuranceBetter than 90% of zip codes
- Healthcare accessBetter than 85% of zip codes
- Cost of living vs incomeBetter than 82% of zip codes
- State infrastructureBetter than 79% of zip codes
- Low property taxBetter than 78% of zip codes
Where 46049 ranks low
- Internet speedBetter than only 2% of zip codes
- Low income/sales/gas taxBetter than only 7% of zip codes
- Tree shadeBetter than only 12% of zip codes
- Nice weatherabout 64 pleasant days a year, better than only 14% of zip codes
- Low vacancyBetter than only 21% of zip codes
What it costs to buy a home in 46049
A household needs to earn about $41,000 a year to comfortably buy the median 46049 home, at 20% down and today's 30-year rate. That is below the area's own median income of $86,388, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46049's effective rate of 0.55%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46049
46049 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46049.
Who works in 46049, and how
Work in 46049 centers on manufacturing and retail trade. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 13%
- Transit, walk, or bike 4%
Life in 46049
The map and measures below break down dining, culture, and green space by neighborhood across 46049.
What the weather is like in 46049, month by month
46049 sees roughly 64 pleasant days a year. July highs average about 84 degrees. January highs sit near 37, with lows near 19. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 28° | 19° |
| April | 64° | 50° | 39° |
| July | 84° | 73° | 62° |
| October | 68° | 54° | 43° |
Flying in and out of 46049
Indianapolis International sits about 40 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around 46049
Schools across 46049 average a C+, better than 47% of zip codes.
Top elementary schools
- Tipton Elementary SchoolB · 46% proficient
- Clinton Central Elementary SchoolB · 46% proficient
- Tri Central ElementaryC+ · 38% proficient
Top middle schools
- Western Middle SchoolB+ · 47% proficient
- Tipton Middle SchoolC · 33% proficient
Top high schools
- Western High SchoolB · 48% proficient
- Clinton Central Junior-senior HsC+ · 35% proficient
- Tri Central Middle-high SchoolC · 32% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46049 school and its grade on SchoolGrade.
46049 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46049 against the other 33,109 zip codes.
Common questions about living in 46049
Is 46049 a good place to live?
Using BestNeighborhood's default rankings, 46049 ranks 18,216th of 33,110 zip codes. It scores highest on cheap car insurance, health care access, and what local pay buys, and lowest on internet speeds and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46049 expensive to live in?
The median home is worth $162,139. The overall cost of living runs about 20% below the national average. Set against a $86,388 median income, cost of living beats 82% of zip codes.
Is 46049 safe?
46049 is safer than 50% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $279 per resident a year.
Compare 46049 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46049. Scores are absolute rather than ranked, which means a 60 in 46049 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46049 detail on BestNeighborhood maps:
- Walk Grade for 46049: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46049: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46049: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46049: carrier by carrier coverage behind the cell score.
46049 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.