Best Places46055, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46055, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
46055 ranks 2,073rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on fast internet by a wide margin, and the weather ranks lowest.
The best neighborhoods in 46055
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46055's strengths and weaknesses
Where 46055 ranks high
- Internet speedBetter than 99% of zip codes
- Local economyBetter than 97% of zip codes
- Cost of living vs incomeBetter than 96% of zip codes
- Healthcare accessBetter than 92% of zip codes
- Voter turnoutBetter than 91% of zip codes
Where 46055 ranks low
- Nice weatherabout 63 pleasant days a year, better than only 13% of zip codes
- QuietBetter than only 18% of zip codes
- Low income/sales/gas taxBetter than only 20% of zip codes
- Tree shadeBetter than only 21% of zip codes
- Short commute31.3 minutes each way, better than only 23% of zip codes
What it costs to buy a home in 46055
A household needs to earn about $97,000 a year to comfortably buy the median 46055 home, at 20% down and today's 30-year rate. That is below the area's own median income of $119,167, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46055's effective rate of 0.75%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46055
46055 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46055.
Who works in 46055, and how
Work in 46055 centers on health care & social and finance & insurance. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 75%
- Work from home 22%
- Transit, walk, or bike 4%
Life in 46055
46055 has fewer places to eat and drink per resident than most zip codes. That concentrates in some parts of 46055 and thins out in others, which the map shows.
What the weather is like in 46055, month by month
46055 sees roughly 63 pleasant days a year. July highs average about 84 degrees. January highs sit near 37, with lows near 19. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 28° | 19° |
| April | 64° | 50° | 39° |
| July | 84° | 73° | 62° |
| October | 68° | 54° | 43° |
Flying in and out of 46055
Indianapolis International sits about 24 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around 46055
Schools across 46055 average a B+, better than 74% of zip codes.
Top elementary schools
- Geist Elementary SchoolA · 69% proficient
- Mccordsville Elementary SchoolB− · 44% proficient
- Fortville Elementary SchoolB− · 44% proficient
Top middle schools
- Hamilton Se Int And Jr High SchA− · 56% proficient
- Mt Vernon Middle SchoolB · 45% proficient
Top high schools
- Hamilton Southeastern HsA · 73% proficient
- Mt Vernon High SchoolB+ · 54% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46055 school and its grade on SchoolGrade.
46055 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46055 against the other 33,109 zip codes.
Common questions about living in 46055
Is 46055 a good place to live?
Using BestNeighborhood's default rankings, 46055 ranks 2,073rd of 33,110 zip codes. It scores highest on fast internet, a strong job market, and what local pay buys, and lowest on the weather and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46055 expensive to live in?
The median home is worth $375,101. The overall cost of living runs about 15% below the national average. Set against a $119,167 median income, cost of living beats 96% of zip codes.
Is 46055 safe?
Yes, 46055 is safer than 68% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $264 per resident a year.
Compare 46055 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46055. Scores are absolute rather than ranked, which means a 60 in 46055 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46055 detail on BestNeighborhood maps:
- Walk Grade for 46055: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46055: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46055: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46055: carrier by carrier coverage behind the cell score.
46055 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.