Best Places46077, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46077, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
46077 ranks 237th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and air quality ranks lowest.
The best neighborhoods in 46077
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46077's strengths and weaknesses
Where 46077 ranks high
- Cost of living vs incomeBetter than 99% of zip codes
- Educational attainmentBetter than 98% of zip codes
- Household income$177,439 median, better than 98% of zip codes
- Healthcare accessBetter than 97% of zip codes
- School gradeA, better than 96% of zip codes
Where 46077 ranks low
- Air qualityBetter than only 6% of zip codes
- QuietBetter than only 13% of zip codes
- Nice weatherabout 64 pleasant days a year, better than only 14% of zip codes
- Cheap childcare$1,200 a month, better than only 20% of zip codes
- Low income/sales/gas taxBetter than only 20% of zip codes
What it costs to buy a home in 46077
A household needs to earn about $148,000 a year to comfortably buy the median 46077 home, at 20% down and today's 30-year rate. That is below the area's own median income of $177,439, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46077's effective rate of 0.88%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 46077
46077's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46077.
Who works in 46077, and how
Work in 46077 centers on health care & social and manufacturing. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 71%
- Work from home 27%
- Transit, walk, or bike 2%
Life in 46077
46077 has more parkland per resident than 69% of zip codes. That concentrates in some parts of 46077 and thins out in others, which the map shows.
What the weather is like in 46077, month by month
46077 sees roughly 64 pleasant days a year. July highs average about 84 degrees. January highs sit near 37, with lows near 19. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 28° | 19° |
| April | 64° | 50° | 39° |
| July | 84° | 73° | 62° |
| October | 68° | 54° | 43° |
Flying in and out of 46077
Indianapolis International sits about 17 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around 46077
Schools across 46077 average an A, better than 96% of zip codes.
Top elementary schools
- West Clay Elementary SchoolA+ · 79% proficient
- College Wood Elementary SchoolA+ · 79% proficient
- Zionsville Pleasant View Elem SchA+ · 75% proficient
Top middle schools
- Creekside Middle SchoolA+ · 76% proficient
- Zionsville Middle SchoolA · 66% proficient
- Westfield Middle SchoolA− · 54% proficient
Top high schools
- Zionsville Community High SchoolA+ · 82% proficient
- Carmel High SchoolA+ · 80% proficient
- Westfield High SchoolA · 73% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46077 school and its grade on SchoolGrade.
46077 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46077 against the other 33,109 zip codes.
Who 46077 suits
Remote workers
Cost of living against local pay beats 100% of zip codes, internet is fast and widely advertised, and 27% already work from home.
Common questions about living in 46077
Is 46077 a good place to live?
Using BestNeighborhood's default rankings, 46077 ranks 237th of 33,110 zip codes. It scores highest on what local pay buys, an educated workforce, and high incomes, and lowest on air quality and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46077 expensive to live in?
The median home is worth $561,510. The overall cost of living runs about 8% below the national average. Set against a $177,439 median income, cost of living beats 100% of zip codes.
Is 46077 safe?
Yes, 46077 is safer than 60% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $262 per resident a year.
What is the weather like in 46077?
July highs average about 84 degrees, and January highs near 37 with lows near 19. That works out to about 64 pleasant days a year, more than 14% of zip codes.
Is 46077 good for families?
Schools beat 96% of zip codes, crime safety beats 60%, and childcare runs $1,200 a month.
Compare 46077 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46077. Scores are absolute rather than ranked, which means a 60 in 46077 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46077 detail on BestNeighborhood maps:
- Walk Grade for 46077: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46077: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46077: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46077: carrier by carrier coverage behind the cell score.
46077 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.