Best Places46176, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46176, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46176 ranks 14,757th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on fast internet by a wide margin, and the weather ranks lowest.
The best neighborhoods in 46176
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46176's strengths and weaknesses
Where 46176 ranks high
- Internet speedBetter than 96% of zip codes
- Cheap car insuranceBetter than 90% of zip codes
- WalkabilityBetter than 84% of zip codes
- Cell coverageBetter than 82% of zip codes
- State infrastructureBetter than 79% of zip codes
Where 46176 ranks low
- Nice weatherabout 55 pleasant days a year, better than only 2% of zip codes
- Air qualityBetter than only 13% of zip codes
- Low income/sales/gas taxBetter than only 20% of zip codes
- QuietBetter than only 20% of zip codes
- Housing crash safetyBetter than only 24% of zip codes
What it costs to buy a home in 46176
A household needs to earn about $53,000 a year to comfortably buy the median 46176 home, at 20% down and today's 30-year rate. That is below the area's own median income of $69,587, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46176's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46176
46176's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46176.
Who works in 46176, and how
Work in 46176 centers on manufacturing and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 8%
- Transit, walk, or bike 6%
Life in 46176
46176 has more restaurants and bars per resident than 66% of zip codes and more parkland per resident than 85% of zip codes. Dining, parks, and nightlife concentrates in some parts of 46176 and thins out in others, which the map shows.
What the weather is like in 46176, month by month
46176 sees roughly 55 pleasant days a year. July highs average about 88 degrees. January highs sit near 41, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 32° | 23° |
| April | 69° | 55° | 42° |
| July | 88° | 77° | 66° |
| October | 73° | 58° | 46° |
Flying in and out of 46176
Indianapolis International sits about 31 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around 46176
Schools across 46176 average a B−, better than 54% of zip codes.
Top elementary schools
- Waldron Elementary SchoolA− · 57% proficient
- Triton Central Elementary SchoolB− · 43% proficient
- Thomas A Hendricks Elementary SchB− · 41% proficient
Top middle schools
- Triton Central Middle SchoolB · 45% proficient
- Shelbyville Middle SchoolB− · 42% proficient
Top high schools
- Triton Central High SchoolA− · 60% proficient
- Morristown Jr-sr High SchoolB · 48% proficient
- Southwestern High SchoolB− · 42% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46176 school and its grade on SchoolGrade.
46176 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46176 against the other 33,109 zip codes.
Who 46176 suits
Families
Schools land around the 54th percentile and crime safety beats 56%.
Remote workers
Internet is fast and widely advertised and 8% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 46176
Is 46176 a good place to live?
Using BestNeighborhood's default rankings, 46176 ranks 14,757th of 33,110 zip codes. It scores highest on fast internet, cheap car insurance, and walkability, and lowest on the weather and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46176 expensive to live in?
The median home is worth $204,431. The overall cost of living runs about 19% below the national average. Set against a $69,587 median income, cost of living beats 56% of zip codes.
Is 46176 safe?
Yes, 46176 is safer than 56% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $268 per resident a year.
What is the weather like in 46176?
July highs average about 88 degrees, and January highs near 41 with lows near 23. That works out to about 55 pleasant days a year, more than 2% of zip codes.
Is 46176 good for families?
Schools beat 54% of zip codes, crime safety beats 56%, and childcare runs $874 a month.
Compare 46176 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46176. Scores are absolute rather than ranked, which means a 60 in 46176 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46176 detail on BestNeighborhood maps:
- Walk Grade for 46176: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46176: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46176: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46176: carrier by carrier coverage behind the cell score.
46176 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.