Best Places46382, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46382, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
46382 ranks 14,527th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and noise is the weak spot.
The best neighborhoods in 46382
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46382's strengths and weaknesses
Where 46382 ranks high
- Cheap car insuranceBetter than 91% of zip codes
- Cost of living vs incomeBetter than 88% of zip codes
- Heat safetyBetter than 84% of zip codes
- Big-city accessBetter than 84% of zip codes
- State infrastructureBetter than 79% of zip codes
Where 46382 ranks low
- QuietBetter than only 1% of zip codes
- Short commute38.7 minutes each way, better than only 5% of zip codes
- BikingBetter than only 20% of zip codes
- Low income/sales/gas taxBetter than only 25% of zip codes
- Air qualityBetter than only 26% of zip codes
What it costs to buy a home in 46382
A household needs to earn about $53,000 a year to comfortably buy the median 46382 home, at 20% down and today's 30-year rate. That is below the area's own median income of $98,855, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46382's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46382
46382 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46382.
Who works in 46382, and how
Work in 46382 centers on manufacturing and transportation & warehousing. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 7%
- Transit, walk, or bike 4%
Life in 46382
The map and measures below break down dining, culture, and green space by neighborhood across 46382.
What the weather is like in 46382, month by month
46382 sees roughly 74 pleasant days a year. July highs average about 83 degrees. January highs sit near 33, with lows near 20. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 33° | 26° | 20° |
| April | 60° | 48° | 38° |
| July | 83° | 72° | 63° |
| October | 65° | 54° | 45° |
Flying in and out of 46382
The nearest airport, South Bend International, is about 28 miles away and is a small airport. The nearest major hub is Chicago Midway International, about 55 miles away.
The best schools in and around 46382
Schools across 46382 average a B−, better than 53% of zip codes.
Top elementary schools
- Kingsbury Elementary SchoolB · 45% proficient
- South Central Elementary SchoolB− · 43% proficient
- Westville Elementary SchoolC+ · 37% proficient
Top middle schools
- Kesling Intermediate SchoolB− · 41% proficient
Top high schools
- Westville High SchoolB− · 42% proficient
- South Central Jr-sr High SchoolC+ · 39% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46382 school and its grade on SchoolGrade.
46382 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46382 against the other 33,109 zip codes.
Common questions about living in 46382
Is 46382 a good place to live?
Using BestNeighborhood's default rankings, 46382 ranks 14,527th of 33,110 zip codes. It scores highest on cheap car insurance, what local pay buys, and heat safety, and lowest on noise and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46382 expensive to live in?
The median home is worth $208,305. The overall cost of living runs about 16% below the national average. Set against a $98,855 median income, cost of living beats 88% of zip codes.
Is 46382 safe?
Yes, 46382 is safer than 79% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $201 per resident a year.
Compare 46382 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46382. Scores are absolute rather than ranked, which means a 60 in 46382 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46382 detail on BestNeighborhood maps:
- Walk Grade for 46382: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46382: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46382: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46382: carrier by carrier coverage behind the cell score.
46382 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.