Best Places46556, IN Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 46556, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

46556 ranks 27,293rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on short commutes by a wide margin, and civic engagement ranks lowest.

#27,293
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 46556

Map of the best neighborhoods in the 46556 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

46556's strengths and weaknesses

Top 1%Short commutes
Top 3%An educated workforce
Top 3%Heat safety
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 46556 with other zip codes.

Where 46556 ranks high

  • Short commute10.7 minutes each way, better than 99% of zip codes
  • Educational attainmentBetter than 98% of zip codes
  • Heat safetyBetter than 98% of zip codes
  • Health outlookBetter than 96% of zip codes
  • BikingBetter than 95% of zip codes

Where 46556 ranks low

  • Voter turnoutBetter than only 1% of zip codes
  • Crime safetyBetter than only 1% of zip codes
  • Housing crash safetyBetter than only 2% of zip codes
  • Cost of living vs incomeBetter than only 3% of zip codes
  • Household income$26,210 median, better than only 3% of zip codes

What it costs to buy a home in 46556

A household needs to earn about $42,000 a year to comfortably buy the median 46556 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $26,210, so buying stretches a typical household.

Income to buy the median home
$42,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$971
principal, interest, tax, and insurance on a $155,888 home
Median rent
$1,275
a month, across all home sizes

Where the monthly payment goes

Principal & interest$795
Property tax$124
Homeowners insurance$52

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46556's effective rate of 0.95%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 46556

46556 runs younger than the country, and households here run smaller than average.

Median age
20
younger than the U.S. median of 41
Residents 65 and older
5%
versus 18% nationally
Average household
1.8
below the U.S. average of 2.6

Residents by age

Under 1824%
18 to 3467%
35 to 492%
50 to 641%
65 and older5%

Racial and ethnic makeup has its own map. See the race and diversity map for 46556.


Who works in 46556, and how

Work in 46556 centers on education and professional & technical. Unemployment is low, and employment has held roughly flat.

Work from home
26%
above the national average
Unemployment
1.2%
below the national average
Job growth
−0.1%
/y 2019-2023, slower than the national pace

Largest industries

Education54%
Professional & technical10%
Hospitality & food9%
Retail trade6%
Health care & social4%

How people get to work

  • Drive or carpool 14%
  • Work from home 26%
  • Transit, walk, or bike 60%

Life in 46556

46556 has more parkland per resident than 78% of zip codes. That concentrates in some parts of 46556 and thins out in others, which the map shows.

Coffee shops
5
about 5.6 per 10,000 residents, more than 70% of zip codes
Parkland
50 acres
about 5.6 acres per 1,000 residents, more than 78% of zip codes
Living on campus
7,968
students living in college or university housing

What the weather is like in 46556, month by month

46556 sees roughly 64 pleasant days a year. July highs average about 86 degrees. January highs sit near 35, with lows near 19. The comfortable stretch runs May through September.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January35°27°19°
April62°48°36°
July86°74°62°
October67°54°44°

Flying in and out of 46556

The nearest airport, South Bend International, is about 4 miles away and is a small airport. The nearest major hub is Chicago Midway International, about 78 miles away.

Nearest airport
SBN
South Bend International, about 4 miles
Airport size
Nonhub
137th-busiest in the US, 37 nonstop destinations
Average drive
8 min
from the area, with no traffic

The best schools in and around 46556

Schools across 46556 average a C, better than 39% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 46556 school and its grade on SchoolGrade.


46556 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46556 against the other 33,109 zip codes.


Common questions about living in 46556

Is 46556 a good place to live?

Using BestNeighborhood's default rankings, 46556 ranks 27,293rd of 33,110 zip codes. It scores highest on short commutes, an educated workforce, and heat safety, and lowest on civic engagement and crime. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 46556 expensive to live in?

The median home is worth $155,888. The overall cost of living runs about 17% below the national average. Set against a $26,210 median income, cost of living beats 3% of zip codes.

Is 46556 safe?

46556 is safer than 1% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $1,259 per resident a year.


Compare 46556 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 46556. Scores are absolute rather than ranked, which means a 60 in 46556 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

46556 detail on BestNeighborhood maps:

  1. Walk Grade for 46556: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 46556: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 46556: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 46556: carrier by carrier coverage behind the cell score.

46556 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.