Best Places46582, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46582, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46582 ranks 12,035th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and noise is the weak spot.
The best neighborhoods in 46582
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46582's strengths and weaknesses
Where 46582 ranks high
- Cheap car insuranceBetter than 94% of zip codes
- Heat safetyBetter than 91% of zip codes
- Short commute18.7 minutes each way, better than 89% of zip codes
- State infrastructureBetter than 79% of zip codes
- TransitBetter than 72% of zip codes
Where 46582 ranks low
- QuietBetter than only 20% of zip codes
- Local economyBetter than only 34% of zip codes
- Air qualityBetter than only 34% of zip codes
- Low income/sales/gas taxBetter than only 34% of zip codes
- Health outlookBetter than only 35% of zip codes
What it costs to buy a home in 46582
A household needs to earn about $65,000 a year to comfortably buy the median 46582 home, at 20% down and today's 30-year rate. That is below the area's own median income of $77,933, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46582's effective rate of 0.61%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46582
46582 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46582.
Who works in 46582, and how
Work in 46582 centers on manufacturing and retail trade. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 14%
- Transit, walk, or bike 4%
Life in 46582
46582 has fewer places to eat and drink per resident than most zip codes. That concentrates in some parts of 46582 and thins out in others, which the map shows.
What the weather is like in 46582, month by month
46582 sees roughly 95 pleasant days a year. July highs average about 83 degrees. January highs sit near 33, with lows near 21. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 33° | 27° | 21° |
| April | 59° | 48° | 39° |
| July | 83° | 73° | 64° |
| October | 64° | 54° | 45° |
Flying in and out of 46582
The nearest airport, Fort Wayne International, is about 38 miles away and is a small airport. The nearest major hub is Chicago Midway International, about 106 miles away.
The best schools in and around 46582
Schools across 46582 average a B−, better than 58% of zip codes.
Top elementary schools
- Madison Elementary SchoolB · 45% proficient
- South Whitley Elementary SchoolB− · 43% proficient
- Harrison Elementary SchoolB− · 42% proficient
Top middle schools
- Edgewood Middle SchoolB · 46% proficient
- Lakeview Middle SchoolC+ · 38% proficient
- Wawasee Middle SchoolD+ · 26% proficient
Top high schools
- Warsaw Community High SchoolB · 47% proficient
- Wawasee High SchoolB− · 43% proficient
- Whitko Jr/sr High SchoolC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46582 school and its grade on SchoolGrade.
46582 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46582 against the other 33,109 zip codes.
Common questions about living in 46582
Is 46582 a good place to live?
Using BestNeighborhood's default rankings, 46582 ranks 12,035th of 33,110 zip codes. It scores highest on cheap car insurance, heat safety, and short commutes, and lowest on noise and a weak job market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46582 expensive to live in?
The median home is worth $254,624. The overall cost of living runs about 15% below the national average. Set against a $77,933 median income, cost of living beats 64% of zip codes.
Is 46582 safe?
Yes, 46582 is safer than 59% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $251 per resident a year.
Compare 46582 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46582. Scores are absolute rather than ranked, which means a 60 in 46582 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46582 detail on BestNeighborhood maps:
- Walk Grade for 46582: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46582: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46582: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46582: carrier by carrier coverage behind the cell score.
46582 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.