Best Places46706, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46706, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46706 ranks 9,628th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and taxes are the weak spot.
The best neighborhoods in 46706
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46706's strengths and weaknesses
Where 46706 ranks high
- Cheap car insuranceBetter than 93% of zip codes
- Low vacancyBetter than 86% of zip codes
- Heat safetyBetter than 86% of zip codes
- Short commute20.1 minutes each way, better than 84% of zip codes
- State infrastructureBetter than 79% of zip codes
Where 46706 ranks low
- Low income/sales/gas taxBetter than only 13% of zip codes
- QuietBetter than only 20% of zip codes
- Air qualityBetter than only 31% of zip codes
- TransitBetter than only 35% of zip codes
- Tree shadeBetter than only 36% of zip codes
What it costs to buy a home in 46706
A household needs to earn about $59,000 a year to comfortably buy the median 46706 home, at 20% down and today's 30-year rate. That is below the area's own median income of $79,682, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46706's effective rate of 0.62%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 46706
46706's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46706.
Who works in 46706, and how
Work in 46706 centers on manufacturing and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 5%
- Transit, walk, or bike 3%
Life in 46706
46706 has more restaurants and bars per resident than 69% of zip codes and more parkland per resident than 86% of zip codes. Dining, parks, and nightlife concentrates in some parts of 46706 and thins out in others, which the map shows.
What the weather is like in 46706, month by month
46706 sees roughly 77 pleasant days a year. July highs average about 84 degrees. January highs sit near 34, with lows near 22. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 34° | 28° | 22° |
| April | 59° | 48° | 39° |
| July | 84° | 73° | 64° |
| October | 64° | 53° | 45° |
Flying in and out of 46706
The nearest airport, Fort Wayne International, is about 27 miles away and is a small airport. The nearest major hub is Detroit Metro Wayne County, about 105 miles away.
The best schools in and around 46706
Schools across 46706 average a B, better than 66% of zip codes.
Top elementary schools
- Cedarville Elementary SchoolA+ · 75% proficient
- James R Watson Elementary SchoolA− · 56% proficient
- Riverdale Elementary SchoolB · 48% proficient
Top middle schools
- Leo Elementary SchoolA · 66% proficient
- Dekalb Middle SchoolB− · 42% proficient
- Garrett Middle SchoolC · 32% proficient
Top high schools
- Leo Junior/senior High SchoolA− · 59% proficient
- Dekalb High SchoolB+ · 52% proficient
- Eastside Junior-senior High SchoolB− · 43% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46706 school and its grade on SchoolGrade.
46706 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46706 against the other 33,109 zip codes.
Who 46706 suits
Common questions about living in 46706
Is 46706 a good place to live?
Using BestNeighborhood's default rankings, 46706 ranks 9,628th of 33,110 zip codes. It scores highest on cheap car insurance, few empty homes, and heat safety, and lowest on taxes and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46706 expensive to live in?
The median home is worth $232,453. The overall cost of living runs about 16% below the national average. Set against a $79,682 median income, cost of living beats 70% of zip codes.
Is 46706 safe?
Yes, 46706 is safer than 61% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $264 per resident a year.
What is the weather like in 46706?
July highs average about 84 degrees, and January highs near 34 with lows near 22. That works out to about 77 pleasant days a year, more than 38% of zip codes.
Is 46706 good for families?
Schools beat 66% of zip codes, crime safety beats 61%, and childcare runs $889 a month.
Compare 46706 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46706. Scores are absolute rather than ranked, which means a 60 in 46706 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46706 detail on BestNeighborhood maps:
- Walk Grade for 46706: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46706: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46706: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46706: carrier by carrier coverage behind the cell score.
46706 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.