Best Places46745, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46745, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46745 ranks 11,570th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and the weather ranks lowest.
The best neighborhoods in 46745
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46745's strengths and weaknesses
Where 46745 ranks high
- Low vacancyBetter than 92% of zip codes
- Cheap car insuranceBetter than 92% of zip codes
- Crime safetyBetter than 90% of zip codes
- State infrastructureBetter than 79% of zip codes
- Heat safetyBetter than 76% of zip codes
Where 46745 ranks low
- Nice weatherabout 58 pleasant days a year, better than only 5% of zip codes
- BikingBetter than only 19% of zip codes
- Internet speedBetter than only 21% of zip codes
- Low income/sales/gas taxBetter than only 24% of zip codes
- WalkabilityBetter than only 25% of zip codes
What it costs to buy a home in 46745
A household needs to earn about $67,000 a year to comfortably buy the median 46745 home, at 20% down and today's 30-year rate. That is below the area's own median income of $78,504, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46745's effective rate of 0.73%, and insurance is estimated at 0.4% of home value a year.
Who lives in 46745
46745 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46745.
Who works in 46745, and how
Work in 46745 centers on manufacturing and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 8%
- Transit, walk, or bike 2%
Life in 46745
The map and measures below break down dining, culture, and green space by neighborhood across 46745.
What the weather is like in 46745, month by month
46745 sees roughly 58 pleasant days a year. July highs average about 86 degrees. January highs sit near 37, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 28° | 20° |
| April | 64° | 50° | 38° |
| July | 86° | 74° | 63° |
| October | 69° | 55° | 43° |
Flying in and out of 46745
The nearest airport, Fort Wayne International, is about 10 miles away and is a small airport. The nearest major hub is Indianapolis International, about 109 miles away.
The best schools in and around 46745
Schools across 46745 average a C+, better than 48% of zip codes.
Top elementary schools
- Heritage Elementary SchoolC+ · 35% proficient
Top middle schools
- Paul Harding Jr High SchoolD− · 18% proficient
- Miami Middle SchoolF · 12% proficient
Top high schools
- East Allen UniversityB+ · 58% proficient
- Heritage Jr/sr High SchoolD · 23% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46745 school and its grade on SchoolGrade.
46745 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46745 against the other 33,109 zip codes.
Common questions about living in 46745
Is 46745 a good place to live?
Using BestNeighborhood's default rankings, 46745 ranks 11,570th of 33,110 zip codes. It scores highest on few empty homes, cheap car insurance, and low crime, and lowest on the weather and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46745 expensive to live in?
The median home is worth $258,868. The overall cost of living runs about 9% below the national average. Set against a $78,504 median income, cost of living beats 57% of zip codes.
Is 46745 safe?
Yes, 46745 is safer than 90% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $161 per resident a year.
Compare 46745 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46745. Scores are absolute rather than ranked, which means a 60 in 46745 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46745 detail on BestNeighborhood maps:
- Walk Grade for 46745: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46745: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46745: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46745: carrier by carrier coverage behind the cell score.
46745 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.