Best Places46778, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46778, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46778 ranks 20,109th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and internet speeds rank lowest.
The best neighborhoods in 46778
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46778's strengths and weaknesses
Where 46778 ranks high
- Cheap car insuranceBetter than 92% of zip codes
- Local economyBetter than 84% of zip codes
- State infrastructureBetter than 79% of zip codes
- Low property taxBetter than 77% of zip codes
- Heat safetyBetter than 72% of zip codes
Where 46778 ranks low
- Internet speedBetter than only 3% of zip codes
- WalkabilityBetter than only 5% of zip codes
- Nice weatherabout 58 pleasant days a year, better than only 6% of zip codes
- Low income/sales/gas taxBetter than only 13% of zip codes
- Educational attainmentBetter than only 14% of zip codes
What it costs to buy a home in 46778
A household needs to earn about $35,000 a year to comfortably buy the median 46778 home, at 20% down and today's 30-year rate. That is below the area's own median income of $70,817, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46778's effective rate of 0.55%, and insurance is estimated at 0.4% of home value a year.
Who lives in 46778
46778's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46778.
Who works in 46778, and how
Work in 46778 centers on health care & social and other services. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 97%
- Work from home 1%
- Transit, walk, or bike 2%
Life in 46778
The map and measures below break down dining, culture, and green space by neighborhood across 46778.
What the weather is like in 46778, month by month
46778 sees roughly 58 pleasant days a year. July highs average about 86 degrees. January highs sit near 37, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 28° | 20° |
| April | 64° | 50° | 38° |
| July | 86° | 74° | 63° |
| October | 69° | 55° | 43° |
Flying in and out of 46778
The nearest airport, Fort Wayne International, is about 25 miles away and is a small airport. The nearest major hub is Indianapolis International, about 86 miles away.
The best schools in and around 46778
Schools across 46778 average a B−, better than 56% of zip codes.
Top elementary schools
- Southern Wells Elementary SchoolB− · 42% proficient
Top high schools
- Southern Wells Jr-sr High SchoolB− · 42% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46778 school and its grade on SchoolGrade.
46778 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46778 against the other 33,109 zip codes.
Common questions about living in 46778
Is 46778 a good place to live?
Using BestNeighborhood's default rankings, 46778 ranks 20,109th of 33,110 zip codes. It scores highest on cheap car insurance, a strong job market, and state infrastructure, and lowest on internet speeds and walkability. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46778 expensive to live in?
The median home is worth $139,100. The overall cost of living runs about 15% below the national average. Set against a $70,817 median income, cost of living beats 47% of zip codes.
Is 46778 safe?
Yes, 46778 is safer than 62% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $243 per resident a year.
Compare 46778 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46778. Scores are absolute rather than ranked, which means a 60 in 46778 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46778 detail on BestNeighborhood maps:
- Walk Grade for 46778: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46778: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46778: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46778: carrier by carrier coverage behind the cell score.
46778 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.