Best Places46787, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46787, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46787 ranks 17,911th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and taxes are the weak spot.
The best neighborhoods in 46787
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46787's strengths and weaknesses
Where 46787 ranks high
- Cheap car insuranceBetter than 91% of zip codes
- Low vacancyBetter than 90% of zip codes
- Internet speedBetter than 85% of zip codes
- Heat safetyBetter than 85% of zip codes
- State infrastructureBetter than 79% of zip codes
Where 46787 ranks low
- Low income/sales/gas taxBetter than only 21% of zip codes
- Health outlookBetter than only 26% of zip codes
- QuietBetter than only 27% of zip codes
- Educational attainmentBetter than only 27% of zip codes
- TransitBetter than only 35% of zip codes
What it costs to buy a home in 46787
A household needs to earn about $51,000 a year to comfortably buy the median 46787 home, at 20% down and today's 30-year rate. That is below the area's own median income of $72,019, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46787's effective rate of 0.90%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46787
46787's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46787.
Who works in 46787, and how
Work in 46787 centers on manufacturing and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 10%
- Transit, walk, or bike 4%
Life in 46787
46787 has more parkland per resident than 94% of zip codes. That concentrates in some parts of 46787 and thins out in others, which the map shows.
What the weather is like in 46787, month by month
46787 sees roughly 75 pleasant days a year. July highs average about 83 degrees. January highs sit near 33, with lows near 21. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 33° | 27° | 21° |
| April | 59° | 48° | 39° |
| July | 83° | 73° | 64° |
| October | 64° | 54° | 45° |
Flying in and out of 46787
The nearest airport, Fort Wayne International, is about 24 miles away and is a small airport. The nearest major hub is Indianapolis International, about 100 miles away.
The best schools in and around 46787
Schools across 46787 average a C+, better than 49% of zip codes.
Top elementary schools
- South Whitley Elementary SchoolB− · 43% proficient
- Little Turtle Elementary SchoolC · 33% proficient
Top middle schools
- Indian Springs Middle SchoolB− · 39% proficient
Top high schools
- Columbia City High SchoolB+ · 52% proficient
- Whitko Jr/sr High SchoolC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46787 school and its grade on SchoolGrade.
46787 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46787 against the other 33,109 zip codes.
Common questions about living in 46787
Is 46787 a good place to live?
Using BestNeighborhood's default rankings, 46787 ranks 17,911th of 33,110 zip codes. It scores highest on cheap car insurance, few empty homes, and fast internet, and lowest on taxes and health outcomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46787 expensive to live in?
The median home is worth $191,314. The overall cost of living runs about 16% below the national average. Set against a $72,019 median income, cost of living beats 53% of zip codes.
Is 46787 safe?
46787 is safer than 39% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $323 per resident a year.
Compare 46787 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46787. Scores are absolute rather than ranked, which means a 60 in 46787 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46787 detail on BestNeighborhood maps:
- Walk Grade for 46787: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46787: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46787: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46787: carrier by carrier coverage behind the cell score.
46787 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.