Best Places46804, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46804, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46804 ranks 3,082nd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and the weather ranks lowest.
The best neighborhoods in 46804
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46804's strengths and weaknesses
Where 46804 ranks high
- Low vacancyBetter than 98% of zip codes
- Crime safetyBetter than 95% of zip codes
- Cheap car insuranceBetter than 92% of zip codes
- BikingBetter than 90% of zip codes
- Internet speedBetter than 89% of zip codes
Where 46804 ranks low
- Nice weatherabout 58 pleasant days a year, better than only 5% of zip codes
- QuietBetter than only 7% of zip codes
- Low income/sales/gas taxBetter than only 24% of zip codes
- Air qualityBetter than only 31% of zip codes
- State fiscal healthBetter than only 42% of zip codes
What it costs to buy a home in 46804
A household needs to earn about $68,000 a year to comfortably buy the median 46804 home, at 20% down and today's 30-year rate. That is below the area's own median income of $89,858, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46804's effective rate of 0.84%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46804
46804's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46804.
Who works in 46804, and how
Work in 46804 centers on manufacturing and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 11%
- Transit, walk, or bike 4%
Life in 46804
46804 has more restaurants and bars per resident than 80% of zip codes and more parkland per resident than 76% of zip codes. Dining, parks, and nightlife concentrates in some parts of 46804 and thins out in others, which the map shows.
What the weather is like in 46804, month by month
46804 sees roughly 58 pleasant days a year. July highs average about 86 degrees. January highs sit near 37, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 28° | 20° |
| April | 64° | 50° | 38° |
| July | 86° | 74° | 63° |
| October | 69° | 55° | 43° |
Flying in and out of 46804
The nearest airport, Fort Wayne International, is about 6 miles away and is a small airport. The nearest major hub is Indianapolis International, about 108 miles away.
The best schools in and around 46804
Schools across 46804 average a B−, better than 66% of zip codes.
Top elementary schools
- Aboite Elementary SchoolA · 65% proficient
- Deer Ridge ElementaryB− · 43% proficient
- Lafayette Meadow SchoolB− · 42% proficient
Top middle schools
- Summit Middle SchoolB · 46% proficient
- Woodside Middle SchoolB− · 39% proficient
- Kekionga Middle SchoolF · 12% proficient
Top high schools
- Homestead High SchoolA · 72% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46804 school and its grade on SchoolGrade.
46804 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46804 against the other 33,109 zip codes.
Who 46804 suits
Remote workers
Cost of living against local pay beats 84% of zip codes, internet is fast and widely advertised, and 11% already work from home.
Common questions about living in 46804
Is 46804 a good place to live?
Using BestNeighborhood's default rankings, 46804 ranks 3,082nd of 33,110 zip codes. It scores highest on few empty homes, low crime, and cheap car insurance, and lowest on the weather and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46804 expensive to live in?
The median home is worth $259,021. The overall cost of living runs about 16% below the national average. Set against a $89,858 median income, cost of living beats 84% of zip codes.
Is 46804 safe?
Yes, 46804 is safer than 95% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $150 per resident a year.
What is the weather like in 46804?
July highs average about 86 degrees, and January highs near 37 with lows near 20. That works out to about 58 pleasant days a year, more than 5% of zip codes.
Is 46804 good for families?
Schools beat 66% of zip codes, crime safety beats 95%, and childcare runs $872 a month.
Compare 46804 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46804. Scores are absolute rather than ranked, which means a 60 in 46804 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46804 detail on BestNeighborhood maps:
- Walk Grade for 46804: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46804: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46804: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46804: carrier by carrier coverage behind the cell score.
46804 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.