Best Places46941, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46941, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
46941 ranks 17,088th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and taxes are the weak spot.
The best neighborhoods in 46941
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46941's strengths and weaknesses
Where 46941 ranks high
- Cheap car insuranceBetter than 93% of zip codes
- Healthcare accessBetter than 90% of zip codes
- Low property taxBetter than 83% of zip codes
- Crime safetyBetter than 80% of zip codes
- State infrastructureBetter than 79% of zip codes
Where 46941 ranks low
- Low income/sales/gas taxBetter than only 2% of zip codes
- Local economyBetter than only 7% of zip codes
- School gradeD+, better than only 10% of zip codes
- Internet speedBetter than only 17% of zip codes
- QuietBetter than only 23% of zip codes
What it costs to buy a home in 46941
A household needs to earn about $51,000 a year to comfortably buy the median 46941 home, at 20% down and today's 30-year rate. That is below the area's own median income of $84,225, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46941's effective rate of 0.49%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46941
46941 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46941.
Who works in 46941, and how
Work in 46941 centers on manufacturing and education. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 7%
- Transit, walk, or bike 2%
Life in 46941
The map and measures below break down dining, culture, and green space by neighborhood across 46941.
What the weather is like in 46941, month by month
46941 sees roughly 71 pleasant days a year. July highs average about 85 degrees. January highs sit near 34, with lows near 21. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 34° | 27° | 21° |
| April | 62° | 50° | 40° |
| July | 85° | 73° | 61° |
| October | 66° | 54° | 45° |
Flying in and out of 46941
The nearest airport, Fort Wayne International, is about 29 miles away and is a small airport. The nearest major hub is Indianapolis International, about 83 miles away.
The best schools in and around 46941
Schools across 46941 average a D+, better than 10% of zip codes.
Top elementary schools
- Sharp Creek Elementary SchoolB · 50% proficient
- Southwood Elementary SchoolB · 49% proficient
Top high schools
- White's Jr-sr High SchoolF · 8% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46941 school and its grade on SchoolGrade.
46941 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46941 against the other 33,109 zip codes.
Common questions about living in 46941
Is 46941 a good place to live?
Using BestNeighborhood's default rankings, 46941 ranks 17,088th of 33,110 zip codes. It scores highest on cheap car insurance, health care access, and low property taxes, and lowest on taxes and a weak job market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46941 expensive to live in?
The median home is worth $203,907. The overall cost of living runs about 13% below the national average. Set against a $84,225 median income, cost of living beats 72% of zip codes.
Is 46941 safe?
Yes, 46941 is safer than 80% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $190 per resident a year.
Compare 46941 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46941. Scores are absolute rather than ranked, which means a 60 in 46941 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46941 detail on BestNeighborhood maps:
- Walk Grade for 46941: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46941: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46941: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46941: carrier by carrier coverage behind the cell score.
46941 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.