Best Places46951, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46951, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
46951 ranks 26,264th of 33,110 U.S. zip codes on the BestNeighborhood index. Taxes pulls hardest against it, while it scores best on cheap car insurance.
The best neighborhoods in 46951
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46951's strengths and weaknesses
Where 46951 ranks high
- Cheap car insuranceBetter than 89% of zip codes
- Low property taxBetter than 81% of zip codes
- Disaster safetyBetter than 81% of zip codes
- State infrastructureBetter than 79% of zip codes
- Healthcare accessBetter than 68% of zip codes
Where 46951 ranks low
- Low income/sales/gas taxBetter than only 7% of zip codes
- Educational attainmentBetter than only 10% of zip codes
- Local economyBetter than only 10% of zip codes
- Internet speedBetter than only 12% of zip codes
- WalkabilityBetter than only 17% of zip codes
What it costs to buy a home in 46951
A household needs to earn about $42,000 a year to comfortably buy the median 46951 home, at 20% down and today's 30-year rate. That is below the area's own median income of $65,204, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46951's effective rate of 0.51%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46951
46951's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46951.
Who works in 46951, and how
Work in 46951 centers on manufacturing and retail trade. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 9%
- Transit, walk, or bike 3%
Life in 46951
The map and measures below break down dining, culture, and green space by neighborhood across 46951.
What the weather is like in 46951, month by month
46951 sees roughly 67 pleasant days a year. July highs average about 85 degrees. January highs sit near 35, with lows near 23. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 29° | 23° |
| April | 62° | 51° | 42° |
| July | 85° | 75° | 66° |
| October | 66° | 56° | 47° |
Flying in and out of 46951
The nearest airport, Fort Wayne International, is about 48 miles away and is a small airport. The nearest major hub is Indianapolis International, about 86 miles away.
The best schools in and around 46951
Schools across 46951 average a C−, better than 25% of zip codes.
Top elementary schools
- North Miami Elementary SchoolC+ · 38% proficient
- Caston Elementary SchoolC− · 30% proficient
Top high schools
- Caston Jr-sr High SchoolC− · 29% proficient
- North Miami Middle/high SchoolD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46951 school and its grade on SchoolGrade.
46951 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46951 against the other 33,109 zip codes.
Common questions about living in 46951
Is 46951 a good place to live?
Using BestNeighborhood's default rankings, 46951 ranks 26,264th of 33,110 zip codes. It scores highest on cheap car insurance, low property taxes, and low disaster risk, and lowest on taxes and education levels. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46951 expensive to live in?
The median home is worth $166,020. The overall cost of living runs about 18% below the national average. Set against a $65,204 median income, cost of living beats 44% of zip codes.
Is 46951 safe?
46951 is safer than 34% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $335 per resident a year.
Compare 46951 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46951. Scores are absolute rather than ranked, which means a 60 in 46951 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46951 detail on BestNeighborhood maps:
- Walk Grade for 46951: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46951: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46951: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46951: carrier by carrier coverage behind the cell score.
46951 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.