Best Places46970, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46970, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
46970 ranks 19,449th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the weather ranks lowest.
The best neighborhoods in 46970
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46970's strengths and weaknesses
Where 46970 ranks high
- Cheap car insuranceBetter than 90% of zip codes
- WalkabilityBetter than 84% of zip codes
- Disaster safetyBetter than 81% of zip codes
- Internet speedBetter than 80% of zip codes
- Low property taxBetter than 80% of zip codes
Where 46970 ranks low
- Nice weatherabout 56 pleasant days a year, better than only 4% of zip codes
- Low income/sales/gas taxBetter than only 7% of zip codes
- QuietBetter than only 19% of zip codes
- Health outlookBetter than only 20% of zip codes
- Household income$59,536 median, better than only 23% of zip codes
What it costs to buy a home in 46970
A household needs to earn about $31,000 a year to comfortably buy the median 46970 home, at 20% down and today's 30-year rate. That is below the area's own median income of $59,536, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46970's effective rate of 0.53%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46970
46970 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46970.
Who works in 46970, and how
Work in 46970 centers on manufacturing and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 5%
- Transit, walk, or bike 5%
Life in 46970
46970 has more parkland per resident than 91% of zip codes and more late-night spots per resident than 75% of zip codes. Dining, parks, and nightlife concentrates in some parts of 46970 and thins out in others, which the map shows.
What the weather is like in 46970, month by month
46970 sees roughly 56 pleasant days a year. July highs average about 86 degrees. January highs sit near 36, with lows near 19. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 36° | 28° | 19° |
| April | 64° | 51° | 39° |
| July | 86° | 74° | 63° |
| October | 69° | 56° | 44° |
Flying in and out of 46970
The nearest airport, Fort Wayne International, is about 49 miles away and is a small airport. The nearest major hub is Indianapolis International, about 72 miles away.
The best schools in and around 46970
Schools across 46970 average a C+, better than 41% of zip codes.
Top elementary schools
- Sharp Creek Elementary SchoolB · 50% proficient
- Southwood Elementary SchoolB · 49% proficient
- North Miami Elementary SchoolC+ · 38% proficient
Top middle schools
- Lewis Cass Junior High SchoolC+ · 37% proficient
- Logansport Junior High SchoolD · 24% proficient
- Maconaquah Middle SchoolD · 23% proficient
Top high schools
- Maconaquah High SchoolB · 48% proficient
- Lewis Cass High SchoolB− · 42% proficient
- Peru Jr/sr High SchoolC+ · 37% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46970 school and its grade on SchoolGrade.
46970 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46970 against the other 33,109 zip codes.
Who 46970 suits
Remote workers
Internet is fast and widely advertised and 5% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 46970
Is 46970 a good place to live?
Using BestNeighborhood's default rankings, 46970 ranks 19,449th of 33,110 zip codes. It scores highest on cheap car insurance, walkability, and low disaster risk, and lowest on the weather and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46970 expensive to live in?
The median home is worth $123,791. The overall cost of living runs about 22% below the national average. Set against a $59,536 median income, cost of living beats 40% of zip codes.
Is 46970 safe?
46970 is safer than 53% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $282 per resident a year.
What is the weather like in 46970?
July highs average about 86 degrees, and January highs near 36 with lows near 19. That works out to about 56 pleasant days a year, more than 4% of zip codes.
Is 46970 good for families?
Schools beat 41% of zip codes, crime safety beats 53%, and childcare runs $807 a month.
Compare 46970 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46970. Scores are absolute rather than ranked, which means a 60 in 46970 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46970 detail on BestNeighborhood maps:
- Walk Grade for 46970: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46970: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46970: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46970: carrier by carrier coverage behind the cell score.
46970 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.