Best Places47320, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 47320, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
47320 ranks 16,586th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the weather ranks lowest.
The best neighborhoods in 47320
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
47320's strengths and weaknesses
Where 47320 ranks high
- Cheap car insuranceBetter than 90% of zip codes
- Healthcare accessBetter than 80% of zip codes
- State infrastructureBetter than 79% of zip codes
- Local economyBetter than 72% of zip codes
- School gradeB, better than 68% of zip codes
Where 47320 ranks low
- Nice weatherabout 61 pleasant days a year, better than only 9% of zip codes
- Low income/sales/gas taxBetter than only 22% of zip codes
- Housing crash safetyBetter than only 26% of zip codes
- QuietBetter than only 27% of zip codes
- Short commute29.4 minutes each way, better than only 31% of zip codes
What it costs to buy a home in 47320
A household needs to earn about $41,000 a year to comfortably buy the median 47320 home, at 20% down and today's 30-year rate. That is below the area's own median income of $73,883, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 47320's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 47320
47320 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 47320.
Who works in 47320, and how
Work in 47320 centers on manufacturing and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 10%
- Transit, walk, or bike 6%
Life in 47320
The map and measures below break down dining, culture, and green space by neighborhood across 47320.
What the weather is like in 47320, month by month
47320 sees roughly 61 pleasant days a year. July highs average about 87 degrees. January highs sit near 39, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 39° | 30° | 22° |
| April | 66° | 53° | 41° |
| July | 87° | 76° | 65° |
| October | 71° | 58° | 47° |
Flying in and out of 47320
The nearest airport, Fort Wayne International, is about 48 miles away and is a small airport. The nearest major hub is Indianapolis International, about 68 miles away.
The best schools in and around 47320
Schools across 47320 average a B, better than 68% of zip codes.
Top elementary schools
- Royerton Elementary SchoolA− · 57% proficient
- Selma Elementary SchoolB+ · 54% proficient
- Monroe Central Elementary SchoolB · 49% proficient
Top middle schools
- Selma Middle SchoolB · 46% proficient
- Delta Middle SchoolB− · 41% proficient
Top high schools
- Delta High SchoolA− · 63% proficient
- Wapahani High SchoolC+ · 40% proficient
- Monroe Central Jr-sr High SchoolC+ · 39% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 47320 school and its grade on SchoolGrade.
47320 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 47320 against the other 33,109 zip codes.
Common questions about living in 47320
Is 47320 a good place to live?
Using BestNeighborhood's default rankings, 47320 ranks 16,586th of 33,110 zip codes. It scores highest on cheap car insurance, health care access, and state infrastructure, and lowest on the weather and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 47320 expensive to live in?
The median home is worth $157,964. The overall cost of living runs about 14% below the national average. Set against a $73,883 median income, cost of living beats 61% of zip codes.
Is 47320 safe?
Yes, 47320 is safer than 59% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $249 per resident a year.
Compare 47320 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 47320. Scores are absolute rather than ranked, which means a 60 in 47320 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
47320 detail on BestNeighborhood maps:
- Walk Grade for 47320: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 47320: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 47320: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 47320: carrier by carrier coverage behind the cell score.
47320 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.