Best Places47860, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 47860, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
47860 ranks 29,983rd of 33,110 U.S. zip codes on the BestNeighborhood index. Cell coverage pulls hardest against it, while it scores best on cheap car insurance.
The best neighborhoods in 47860
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
47860's strengths and weaknesses
Where 47860 ranks high
- Cheap car insuranceBetter than 88% of zip codes
- State infrastructureBetter than 79% of zip codes
- Tree shadeBetter than 79% of zip codes
- Low property taxBetter than 78% of zip codes
- QuietBetter than 69% of zip codes
Where 47860 ranks low
- Cell coverageBetter than only 2% of zip codes
- Low income/sales/gas taxBetter than only 7% of zip codes
- Health outlookBetter than only 7% of zip codes
- Nice weatherabout 60 pleasant days a year, better than only 8% of zip codes
- BikingBetter than only 10% of zip codes
What it costs to buy a home in 47860
A household needs to earn about $21,000 a year to comfortably buy the median 47860 home, at 20% down and today's 30-year rate. That is below the area's own median income of $58,036, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 47860's effective rate of 0.54%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 47860
47860 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 47860.
Who works in 47860, and how
Work in 47860 centers on retail trade and manufacturing. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 6%
- Transit, walk, or bike 2%
Life in 47860
The map and measures below break down dining, culture, and green space by neighborhood across 47860.
What the weather is like in 47860, month by month
47860 sees roughly 60 pleasant days a year. July highs average about 85 degrees. January highs sit near 37, with lows near 22. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 29° | 22° |
| April | 65° | 53° | 43° |
| July | 85° | 74° | 65° |
| October | 69° | 56° | 46° |
Flying in and out of 47860
The nearest airport, University of Illinois/Willard, is about 55 miles away and is a small airport. The nearest major hub is Indianapolis International, about 55 miles away.
The best schools in and around 47860
Schools across 47860 average a C−, better than 23% of zip codes.
Top elementary schools
- Montezuma Elementary SchoolC+ · 37% proficient
Top high schools
- Riverton Parke Jr-sr High SchoolD+ · 24% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 47860 school and its grade on SchoolGrade.
47860 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 47860 against the other 33,109 zip codes.
Common questions about living in 47860
Is 47860 a good place to live?
Using BestNeighborhood's default rankings, 47860 ranks 29,983rd of 33,110 zip codes. It scores highest on cheap car insurance, state infrastructure, and tree cover, and lowest on cell coverage and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 47860 expensive to live in?
The median home is worth $84,200. The overall cost of living runs about 17% below the national average. Set against a $58,036 median income, cost of living beats 23% of zip codes.
Is 47860 safe?
47860 is safer than 25% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $372 per resident a year.
Compare 47860 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 47860. Scores are absolute rather than ranked, which means a 60 in 47860 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
47860 detail on BestNeighborhood maps:
- Walk Grade for 47860: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 47860: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 47860: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 47860: carrier by carrier coverage behind the cell score.
47860 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.