Best Places48195, MI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 48195, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
48195 ranks 19,038th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low disaster risk by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 48195
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
48195's strengths and weaknesses
Where 48195 ranks high
- Disaster safetyBetter than 94% of zip codes
- WalkabilityBetter than 92% of zip codes
- Cell coverageBetter than 90% of zip codes
- BikingBetter than 90% of zip codes
- TransitBetter than 89% of zip codes
Where 48195 ranks low
- Cheap car insuranceBetter than only 2% of zip codes
- Low property taxBetter than only 8% of zip codes
- School gradeD+, better than only 14% of zip codes
- Nice weatherabout 67 pleasant days a year, better than only 20% of zip codes
- QuietBetter than only 20% of zip codes
What it costs to buy a home in 48195
A household needs to earn about $55,000 a year to comfortably buy the median 48195 home, at 20% down and today's 30-year rate. That is below the area's own median income of $69,563, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 48195's effective rate of 1.67%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 48195
48195's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 48195.
Who works in 48195, and how
Work in 48195 centers on manufacturing and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 12%
- Transit, walk, or bike 4%
Life in 48195
48195 has more restaurants and bars per resident than 71% of zip codes and more parkland per resident than 68% of zip codes. Dining, parks, and nightlife concentrates in some parts of 48195 and thins out in others, which the map shows.
What the weather is like in 48195, month by month
48195 sees roughly 67 pleasant days a year. July highs average about 86 degrees. January highs sit near 36, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 36° | 28° | 20° |
| April | 62° | 49° | 38° |
| July | 86° | 75° | 64° |
| October | 67° | 55° | 45° |
Flying in and out of 48195
Detroit Metro Wayne County sits about 8 miles away. It is a large hub and boarded 16.3 million passengers in 2025, with 168 nonstop destinations.
The best schools in and around 48195
Schools across 48195 average a D+, better than 14% of zip codes.
Top elementary schools
- Washington Elementary SchoolC+ · 38% proficient
- Creative Montessori AcademyC− · 27% proficient
- Shelters Elementary SchoolD+ · 23% proficient
Top middle schools
- Woodrow Wilson SchoolD+ · 27% proficient
- Davidson Middle SchoolD · 23% proficient
Top high schools
- Roosevelt High SchoolC+ · 38% proficient
- Southgate Anderson High SchoolC− · 30% proficient
- Asher SchoolD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 48195 school and its grade on SchoolGrade.
48195 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 48195 against the other 33,109 zip codes.
Who 48195 suits
Remote workers
Internet is fast and widely advertised and 12% already work from home.
Common questions about living in 48195
Is 48195 a good place to live?
Using BestNeighborhood's default rankings, 48195 ranks 19,038th of 33,110 zip codes. It scores highest on low disaster risk, walkability, and cell coverage, and lowest on car insurance costs and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 48195 expensive to live in?
The median home is worth $187,742. The overall cost of living runs about 7% below the national average. Set against a $69,563 median income, cost of living beats 37% of zip codes.
Is 48195 safe?
48195 is safer than 29% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $426 per resident a year.
What is the weather like in 48195?
July highs average about 86 degrees, and January highs near 36 with lows near 20. That works out to about 67 pleasant days a year, more than 20% of zip codes.
Is 48195 good for families?
Schools beat 14% of zip codes, crime safety beats 29%, and childcare runs $834 a month.
Compare 48195 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 48195. Scores are absolute rather than ranked, which means a 60 in 48195 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
48195 detail on BestNeighborhood maps:
- Walk Grade for 48195: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 48195: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 48195: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 48195: carrier by carrier coverage behind the cell score.
48195 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.