Best Places48445, MI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 48445, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
48445 ranks 26,717th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on quiet by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 48445
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
48445's strengths and weaknesses
Where 48445 ranks high
- QuietBetter than 97% of zip codes
- Disaster safetyBetter than 89% of zip codes
- Short commute19.8 minutes each way, better than 86% of zip codes
- Cheap childcare$604 a month, better than 85% of zip codes
- Housing crash safetyBetter than 75% of zip codes
Where 48445 ranks low
- Cheap car insuranceBetter than only 4% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Cell coverageBetter than only 12% of zip codes
- Local economyBetter than only 12% of zip codes
- Household income$55,228 median, better than only 17% of zip codes
What it costs to buy a home in 48445
A household needs to earn about $42,000 a year to comfortably buy the median 48445 home, at 20% down and today's 30-year rate. That is below the area's own median income of $55,228, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 48445's effective rate of 1.04%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 48445
48445 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 48445.
Who works in 48445, and how
Work in 48445 centers on manufacturing and health care & social. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 10%
- Transit, walk, or bike 5%
Life in 48445
The map and measures below break down dining, culture, and green space by neighborhood across 48445.
What the weather is like in 48445, month by month
48445 sees roughly 85 pleasant days a year. July highs average about 81 degrees. January highs sit near 30, with lows near 19. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 30° | 25° | 19° |
| April | 54° | 43° | 35° |
| July | 81° | 70° | 59° |
| October | 61° | 51° | 43° |
Flying in and out of 48445
The nearest airport, MBS International, is about 61 miles away and is a small airport. The nearest major hub is Detroit Metro Wayne County, about 121 miles away.
The best schools in and around 48445
Schools across 48445 average a D+, better than 18% of zip codes.
Top elementary schools
- Laker ElementaryB− · 40% proficient
- Bad Axe Middle SchoolC · 31% proficient
- Church SchoolD+ · 25% proficient
Top middle schools
- Laker Middle SchoolC− · 28% proficient
Top high schools
- Harbor Beach Community High SchoolC · 32% proficient
- Bad Axe High SchoolC · 32% proficient
- Laker High SchoolC · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 48445 school and its grade on SchoolGrade.
48445 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 48445 against the other 33,109 zip codes.
Common questions about living in 48445
Is 48445 a good place to live?
Using BestNeighborhood's default rankings, 48445 ranks 26,717th of 33,110 zip codes. It scores highest on quiet, low disaster risk, and short commutes, and lowest on car insurance costs and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 48445 expensive to live in?
The median home is worth $154,212. The overall cost of living runs about 17% below the national average. Set against a $55,228 median income, cost of living beats 26% of zip codes.
Is 48445 safe?
48445 is safer than 40% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $408 per resident a year.
Compare 48445 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 48445. Scores are absolute rather than ranked, which means a 60 in 48445 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
48445 detail on BestNeighborhood maps:
- Walk Grade for 48445: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 48445: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 48445: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 48445: carrier by carrier coverage behind the cell score.
48445 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.