Best Places50864, IA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 50864, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
50864 ranks 16,931st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state finances by a wide margin, and the weather ranks lowest.
The best neighborhoods in 50864
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
50864's strengths and weaknesses
Where 50864 ranks high
- State fiscal healthBetter than 94% of zip codes
- Housing crash safetyBetter than 92% of zip codes
- Healthcare accessBetter than 88% of zip codes
- Cheap car insuranceBetter than 83% of zip codes
- School gradeB+, better than 80% of zip codes
Where 50864 ranks low
- Nice weatherabout 61 pleasant days a year, better than only 10% of zip codes
- Cell coverageBetter than only 16% of zip codes
- Low property taxBetter than only 17% of zip codes
- Disaster safetyBetter than only 31% of zip codes
- QuietBetter than only 31% of zip codes
What it costs to buy a home in 50864
A household needs to earn about $34,000 a year to comfortably buy the median 50864 home, at 20% down and today's 30-year rate. That is below the area's own median income of $67,210, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 50864's effective rate of 1.36%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 50864
50864 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 50864.
Who works in 50864, and how
Work in 50864 centers on manufacturing and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 7%
- Transit, walk, or bike 2%
Life in 50864
The map and measures below break down dining, culture, and green space by neighborhood across 50864.
What the weather is like in 50864, month by month
50864 sees roughly 61 pleasant days a year. July highs average about 86 degrees. January highs sit near 34, with lows near 17. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 34° | 25° | 17° |
| April | 65° | 51° | 40° |
| July | 86° | 75° | 65° |
| October | 67° | 53° | 43° |
Flying in and out of 50864
Eppley Airfield sits about 54 miles away. It is a medium hub and boarded 2.6 million passengers in 2025, with 73 nonstop destinations.
The best schools in and around 50864
Schools across 50864 average a B+, better than 80% of zip codes.
Top elementary schools
- Cam South Elementary SchoolA · 72% proficient
- Stanton Elementary SchoolA · 70% proficient
- Griswold ElementaryA · 68% proficient
Top middle schools
- Southwest Valley Middle SchoolA− · 57% proficient
- Cam Middle SchoolA− · 53% proficient
Top high schools
- Stanton High SchoolA · 75% proficient
- Cam High SchoolA− · 63% proficient
- Shenandoah High SchoolA− · 61% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 50864 school and its grade on SchoolGrade.
50864 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 50864 against the other 33,109 zip codes.
Common questions about living in 50864
Is 50864 a good place to live?
Using BestNeighborhood's default rankings, 50864 ranks 16,931st of 33,110 zip codes. It scores highest on state finances, a stable housing market, and health care access, and lowest on the weather and cell coverage. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 50864 expensive to live in?
The median home is worth $120,927. The overall cost of living runs about 23% below the national average. Set against a $67,210 median income, cost of living beats 62% of zip codes.
Is 50864 safe?
50864 is safer than 37% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $351 per resident a year.
Compare 50864 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 50864. Scores are absolute rather than ranked, which means a 60 in 50864 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
50864 detail on BestNeighborhood maps:
- Walk Grade for 50864: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 50864: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 50864: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 50864: carrier by carrier coverage behind the cell score.
50864 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.