Best Places54770, WI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 54770, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
54770 ranks 8,261st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in 54770
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
54770's strengths and weaknesses
Where 54770 ranks high
- Cheap car insuranceBetter than 94% of zip codes
- Low vacancyBetter than 88% of zip codes
- Crime safetyBetter than 87% of zip codes
- Heat safetyBetter than 84% of zip codes
- Healthcare accessBetter than 79% of zip codes
Where 54770 ranks low
- Cell coverageBetter than only 22% of zip codes
- Voter turnoutBetter than only 22% of zip codes
- Low property taxBetter than only 25% of zip codes
- TransitBetter than only 35% of zip codes
- School gradeC, better than only 36% of zip codes
What it costs to buy a home in 54770
A household needs to earn about $67,000 a year to comfortably buy the median 54770 home, at 20% down and today's 30-year rate. That is below the area's own median income of $81,985, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 54770's effective rate of 1.18%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 54770
54770's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 54770.
Who works in 54770, and how
Work in 54770 centers on manufacturing and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 16%
- Transit, walk, or bike 1%
Life in 54770
The map and measures below break down dining, culture, and green space by neighborhood across 54770.
What the weather is like in 54770, month by month
54770 sees roughly 116 pleasant days a year. July highs average about 84 degrees. January highs sit near 25, with lows near 10. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 25° | 18° | 10° |
| April | 56° | 44° | 34° |
| July | 84° | 72° | 61° |
| October | 59° | 49° | 40° |
Flying in and out of 54770
The nearest airport, Chippewa Valley Regional, is about 22 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 93 miles away.
The best schools in and around 54770
Schools across 54770 average a C, better than 36% of zip codes.
Top elementary schools
- Robbins ElementaryB+ · 51% proficient
- Eleva-strum ElementaryB− · 43% proficient
- Whitehall Memorial ElementaryB− · 42% proficient
Top middle schools
- South MiddleB+ · 48% proficient
- Osseo-fairchild MiddleB · 47% proficient
- Eleva-strum MiddleC+ · 38% proficient
Top high schools
- Memorial HighB+ · 51% proficient
- Whitehall Memorial Junior/senior HighC · 32% proficient
- Osseo-fairchild HighD · 22% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 54770 school and its grade on SchoolGrade.
54770 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 54770 against the other 33,109 zip codes.
Common questions about living in 54770
Is 54770 a good place to live?
Using BestNeighborhood's default rankings, 54770 ranks 8,261st of 33,110 zip codes. It scores highest on cheap car insurance, few empty homes, and low crime, and lowest on cell coverage and civic engagement. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 54770 expensive to live in?
The median home is worth $244,288. The overall cost of living runs about 15% below the national average. Set against a $81,985 median income, cost of living beats 72% of zip codes.
Is 54770 safe?
Yes, 54770 is safer than 87% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $202 per resident a year.
Compare 54770 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 54770. Scores are absolute rather than ranked, which means a 60 in 54770 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
54770 detail on BestNeighborhood maps:
- Walk Grade for 54770: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 54770: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 54770: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 54770: carrier by carrier coverage behind the cell score.
54770 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.