Best Places54805, WI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 54805, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
54805 ranks 18,363rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and empty homes are the weak spot.
The best neighborhoods in 54805
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
54805's strengths and weaknesses
Where 54805 ranks high
- Cheap car insuranceBetter than 90% of zip codes
- Heat safetyBetter than 82% of zip codes
- Low income/sales/gas taxBetter than 77% of zip codes
- Crime safetyBetter than 75% of zip codes
- Healthcare accessBetter than 74% of zip codes
Where 54805 ranks low
- Low vacancyBetter than only 8% of zip codes
- Housing crash safetyBetter than only 14% of zip codes
- Local economyBetter than only 24% of zip codes
- Educational attainmentBetter than only 26% of zip codes
- Low property taxBetter than only 28% of zip codes
What it costs to buy a home in 54805
A household needs to earn about $65,000 a year to comfortably buy the median 54805 home, at 20% down and today's 30-year rate. That is below the area's own median income of $73,215, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 54805's effective rate of 1.12%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 54805
54805 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 54805.
Who works in 54805, and how
Work in 54805 centers on manufacturing and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 11%
- Transit, walk, or bike 2%
Life in 54805
The map and measures below break down dining, culture, and green space by neighborhood across 54805.
What the weather is like in 54805, month by month
54805 sees roughly 91 pleasant days a year. July highs average about 79 degrees. January highs sit near 23, with lows near 9. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 23° | 16° | 9° |
| April | 52° | 41° | 33° |
| July | 79° | 69° | 59° |
| October | 56° | 46° | 39° |
Flying in and out of 54805
The nearest airport, Chippewa Valley Regional, is about 46 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 69 miles away.
The best schools in and around 54805
Schools across 54805 average a C, better than 31% of zip codes.
Top elementary schools
- Turtle Lake ElementaryB− · 43% proficient
- Cumberland ElementaryB− · 42% proficient
- Woodland ElementaryC · 33% proficient
Top middle schools
- Turtle Lake MiddleC+ · 37% proficient
- Cumberland MiddleC+ · 36% proficient
- Riverview MiddleC · 33% proficient
Top high schools
- Cumberland HighC− · 28% proficient
- Barron HighD · 22% proficient
- Turtle Lake HighD · 21% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 54805 school and its grade on SchoolGrade.
54805 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 54805 against the other 33,109 zip codes.
Common questions about living in 54805
Is 54805 a good place to live?
Using BestNeighborhood's default rankings, 54805 ranks 18,363rd of 33,110 zip codes. It scores highest on cheap car insurance, heat safety, and low taxes, and lowest on empty homes and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 54805 expensive to live in?
The median home is worth $239,135. The overall cost of living runs about 3% below the national average. Set against a $73,215 median income, cost of living beats 39% of zip codes.
Is 54805 safe?
Yes, 54805 is safer than 75% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $242 per resident a year.
Compare 54805 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 54805. Scores are absolute rather than ranked, which means a 60 in 54805 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
54805 detail on BestNeighborhood maps:
- Walk Grade for 54805: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 54805: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 54805: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 54805: carrier by carrier coverage behind the cell score.
54805 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.