Best Places55362, MN Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 55362, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

55362 ranks 3,738th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and noise is the weak spot.

#3,738
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 55362

Map of the best neighborhoods in the 55362 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

55362's strengths and weaknesses

Top 5%Few empty homes
Top 5%Low crime
Top 10%Civic engagement
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 55362 with other zip codes.

Where 55362 ranks high

  • Low vacancyBetter than 96% of zip codes
  • Crime safetyBetter than 96% of zip codes
  • Voter turnoutBetter than 92% of zip codes
  • Heat safetyBetter than 92% of zip codes
  • State infrastructureBetter than 91% of zip codes

Where 55362 ranks low

  • QuietBetter than only 16% of zip codes
  • Low income/sales/gas taxBetter than only 22% of zip codes
  • Cheap childcare$1,079 a month, better than only 28% of zip codes
  • Air qualityBetter than only 40% of zip codes
  • Cheap car insuranceBetter than only 43% of zip codes

What it costs to buy a home in 55362

A household needs to earn about $92,000 a year to comfortably buy the median 55362 home, at 20% down and today's 30-year rate. That is below the area's own median income of $96,572, so a typical household can afford the median home outright.

Income to buy the median home
$92,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$2,156
principal, interest, tax, and insurance on a $352,452 home
Median rent
$1,713
a month, across all home sizes

Where the monthly payment goes

Principal & interest$1,797
Property tax$242
Homeowners insurance$117

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 55362's effective rate of 0.82%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 55362

55362 runs younger than the country.

Median age
37
younger than the U.S. median of 41
Residents 65 and older
14%
versus 18% nationally
Average household
2.7
near the U.S. average of 2.6

Residents by age

Under 1825%
18 to 3424%
35 to 4919%
50 to 6418%
65 and older14%

Racial and ethnic makeup has its own map. See the race and diversity map for 55362.


Who works in 55362, and how

Work in 55362 centers on manufacturing and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.

Work from home
13%
about the national average
Unemployment
3.8%
below the national average
Job growth
−0.9%
/y 2019-2023, slower than the national pace

Largest industries

Manufacturing16%
Health care & social15%
Construction11%
Retail trade11%
Other services7%

How people get to work

  • Drive or carpool 84%
  • Work from home 13%
  • Transit, walk, or bike 3%

Life in 55362

55362 has more parkland per resident than 70% of zip codes. That concentrates in some parts of 55362 and thins out in others, which the map shows.

Places to eat and drink
63
restaurants, bars, and fast food, about 30.9 per 10,000 residents, more than 46% of zip codes
Coffee shops
10
about 4.9 per 10,000 residents, more than 66% of zip codes
Parkland
76 acres
about 3.7 acres per 1,000 residents, more than 70% of zip codes

What the weather is like in 55362, month by month

55362 sees roughly 126 pleasant days a year. July highs average about 83 degrees. January highs sit near 24, with lows near 9. The comfortable stretch runs May through September.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January24°16°
April54°43°35°
July83°72°63°
October58°48°41°

Flying in and out of 55362

The nearest airport, St. Cloud Regional, is about 22 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 40 miles away.

Nearest airport
STC
St. Cloud Regional, about 22 miles
Airport size
Nonhub
320th-busiest in the US, 2 nonstop destinations
Average drive
31 min
from the area, with no traffic

The best schools in and around 55362

Schools across 55362 average a B+, better than 77% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 55362 school and its grade on SchoolGrade.


55362 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 55362 against the other 33,109 zip codes.


Who 55362 suits

Families

Schools beat 77% of zip codes and crime safety beats 96%.

See the families priority ↑

Remote workers

Cost of living against local pay beats 84% of zip codes and 13% already work from home.

See the remote-work priority ↑

Retirees

The weather beats 78% of zip codes.

See the retirees priority ↑


Common questions about living in 55362

Is 55362 a good place to live?

Using BestNeighborhood's default rankings, 55362 ranks 3,738th of 33,110 zip codes. It scores highest on few empty homes, low crime, and civic engagement, and lowest on noise and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 55362 expensive to live in?

The median home is worth $352,452. The overall cost of living runs about 12% below the national average. Set against a $96,572 median income, cost of living beats 84% of zip codes.

Is 55362 safe?

Yes, 55362 is safer than 96% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $165 per resident a year.

What is the weather like in 55362?

July highs average about 83 degrees, and January highs near 24 with lows near 9. That works out to about 126 pleasant days a year, more than 78% of zip codes.

Is 55362 good for families?

Schools beat 77% of zip codes, crime safety beats 96%, and childcare runs $1,079 a month.


Compare 55362 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 55362. Scores are absolute rather than ranked, which means a 60 in 55362 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

55362 detail on BestNeighborhood maps:

  1. Walk Grade for 55362: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 55362: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 55362: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 55362: carrier by carrier coverage behind the cell score.

55362 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.