Best Places56441, MN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 56441, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
56441 ranks 16,093rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low disaster risk by a wide margin, and a weak job market ranks lowest.
The best neighborhoods in 56441
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
56441's strengths and weaknesses
Where 56441 ranks high
- Disaster safetyBetter than 93% of zip codes
- State infrastructureBetter than 91% of zip codes
- WalkabilityBetter than 91% of zip codes
- Healthcare accessBetter than 82% of zip codes
- Nice weatherabout 129 pleasant days a year, better than 80% of zip codes
Where 56441 ranks low
- Local economyBetter than only 17% of zip codes
- Household income$55,511 median, better than only 17% of zip codes
- Housing crash safetyBetter than only 17% of zip codes
- Cost of living vs incomeBetter than only 20% of zip codes
- Low income/sales/gas taxBetter than only 22% of zip codes
What it costs to buy a home in 56441
A household needs to earn about $61,000 a year to comfortably buy the median 56441 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $55,511; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 56441's effective rate of 0.68%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 56441
56441 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 56441.
Who works in 56441, and how
Work in 56441 centers on health care & social and manufacturing. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 11%
- Transit, walk, or bike 8%
Life in 56441
56441 has more restaurants and bars per resident than 80% of zip codes. That concentrates in some parts of 56441 and thins out in others, which the map shows.
What the weather is like in 56441, month by month
56441 sees roughly 129 pleasant days a year. July highs average about 83 degrees. January highs sit near 22, with lows near 5. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 22° | 13° | 5° |
| April | 53° | 41° | 32° |
| July | 83° | 71° | 60° |
| October | 57° | 47° | 39° |
Flying in and out of 56441
The nearest airport, Brainerd Lakes Regional, is about 11 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 118 miles away.
The best schools in and around 56441
Schools across 56441 average a B−, better than 60% of zip codes.
Top elementary schools
- Eagle View ElementaryA · 63% proficient
- Cuyuna Range ElementaryB+ · 52% proficient
- Garfield ElementaryB− · 43% proficient
Top middle schools
- Forestview MiddleA− · 54% proficient
- Pequot Lakes MiddleB · 44% proficient
Top high schools
- Brainerd Senior HighA− · 59% proficient
- Pequot Lakes Senior HighB · 48% proficient
- Crosby-ironton SecondaryC+ · 38% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 56441 school and its grade on SchoolGrade.
56441 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 56441 against the other 33,109 zip codes.
Common questions about living in 56441
Is 56441 a good place to live?
Using BestNeighborhood's default rankings, 56441 ranks 16,093rd of 33,110 zip codes. It scores highest on low disaster risk, state infrastructure, and walkability, and lowest on a weak job market and low incomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 56441 expensive to live in?
The median home is worth $238,676. The overall cost of living runs about 12% below the national average. Set against a $55,511 median income, cost of living beats 20% of zip codes.
Is 56441 safe?
Yes, 56441 is safer than 61% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $286 per resident a year.
Compare 56441 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 56441. Scores are absolute rather than ranked, which means a 60 in 56441 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
56441 detail on BestNeighborhood maps:
- Walk Grade for 56441: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 56441: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 56441: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 56441: carrier by carrier coverage behind the cell score.
56441 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.