Best Places61486, IL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 61486, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
61486 ranks 21,828th of 33,110 U.S. zip codes on the BestNeighborhood index. State finances pulls hardest against it, while it scores best on a stable housing market.
The best neighborhoods in 61486
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
61486's strengths and weaknesses
Where 61486 ranks high
- Housing crash safetyBetter than 86% of zip codes
- Voter turnoutBetter than 81% of zip codes
- State infrastructureBetter than 76% of zip codes
- WalkabilityBetter than 69% of zip codes
- Cost of living vs incomeBetter than 68% of zip codes
Where 61486 ranks low
- State fiscal healthBetter than only 4% of zip codes
- Low income/sales/gas taxBetter than only 5% of zip codes
- Low property taxBetter than only 9% of zip codes
- Nice weatherabout 62 pleasant days a year, better than only 12% of zip codes
- Local economyBetter than only 13% of zip codes
What it costs to buy a home in 61486
A household needs to earn about $42,000 a year to comfortably buy the median 61486 home, at 20% down and today's 30-year rate. That is below the area's own median income of $76,119, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 61486's effective rate of 1.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 61486
61486 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 61486.
Who works in 61486, and how
Work in 61486 centers on retail trade and manufacturing. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 8%
- Transit, walk, or bike 10%
Life in 61486
The map and measures below break down dining, culture, and green space by neighborhood across 61486.
What the weather is like in 61486, month by month
61486 sees roughly 62 pleasant days a year. July highs average about 88 degrees. January highs sit near 35, with lows near 16. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 25° | 16° |
| April | 66° | 51° | 39° |
| July | 88° | 76° | 65° |
| October | 69° | 55° | 43° |
Flying in and out of 61486
The nearest airport, Quad Cities International, is about 18 miles away and is a small airport. The nearest major hub is Chicago O'Hare International, about 148 miles away.
The best schools in and around 61486
Schools across 61486 average a D+, better than 17% of zip codes.
Top elementary schools
- United Elem Sch - NorthC− · 28% proficient
- Apollo Elem SchoolD− · 15% proficient
- Winola Elementary SchoolD− · 15% proficient
Top middle schools
- Sherrard Jr High SchoolC+ · 38% proficient
- Matherville Intermediate SchoolD · 23% proficient
- Mercer County Jr High SchoolD · 22% proficient
Top high schools
- Sherrard High SchoolD+ · 25% proficient
- Mercer County High SchoolD− · 18% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 61486 school and its grade on SchoolGrade.
61486 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 61486 against the other 33,109 zip codes.
Common questions about living in 61486
Is 61486 a good place to live?
Using BestNeighborhood's default rankings, 61486 ranks 21,828th of 33,110 zip codes. It scores highest on a stable housing market, civic engagement, and state infrastructure, and lowest on state finances and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 61486 expensive to live in?
The median home is worth $143,868. The overall cost of living runs about 17% below the national average. Set against a $76,119 median income, cost of living beats 68% of zip codes.
Is 61486 safe?
61486 is safer than 36% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $287 per resident a year.
Compare 61486 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 61486. Scores are absolute rather than ranked, which means a 60 in 61486 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
61486 detail on BestNeighborhood maps:
- Walk Grade for 61486: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 61486: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 61486: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 61486: carrier by carrier coverage behind the cell score.
61486 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.