Best Places61738, IL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 61738, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
61738 ranks 12,848th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a stable housing market by a wide margin, and state finances rank lowest.
The best neighborhoods in 61738
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
61738's strengths and weaknesses
Where 61738 ranks high
- Housing crash safetyBetter than 92% of zip codes
- WalkabilityBetter than 80% of zip codes
- Cheap car insuranceBetter than 76% of zip codes
- State infrastructureBetter than 76% of zip codes
- Disaster safetyBetter than 75% of zip codes
Where 61738 ranks low
- State fiscal healthBetter than only 4% of zip codes
- Low income/sales/gas taxBetter than only 5% of zip codes
- Low property taxBetter than only 5% of zip codes
- Internet speedBetter than only 20% of zip codes
- Cheap childcare$1,152 a month, better than only 21% of zip codes
What it costs to buy a home in 61738
A household needs to earn about $54,000 a year to comfortably buy the median 61738 home, at 20% down and today's 30-year rate. That is below the area's own median income of $85,348, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 61738's effective rate of 1.85%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 61738
61738's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 61738.
Who works in 61738, and how
Work in 61738 centers on retail trade and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 8%
- Transit, walk, or bike 3%
Life in 61738
61738 has more restaurants and bars per resident than 68% of zip codes and more parkland per resident than 92% of zip codes. Dining, parks, and nightlife concentrates in some parts of 61738 and thins out in others, which the map shows.
What the weather is like in 61738, month by month
61738 sees roughly 81 pleasant days a year. July highs average about 85 degrees. January highs sit near 35, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 26° | 20° |
| April | 63° | 51° | 41° |
| July | 85° | 75° | 66° |
| October | 66° | 55° | 46° |
Flying in and out of 61738
The nearest airport, Central Il Regional/Bloomington- Normal, is about 19 miles away and is a small airport. The nearest major hub is Chicago Midway International, about 98 miles away.
The best schools in and around 61738
Schools across 61738 average a C, better than 35% of zip codes.
Top elementary schools
- Congerville Elem SchoolB · 50% proficient
- Sowers Elementary SchoolC · 35% proficient
- Centennial SchoolC · 33% proficient
Top middle schools
- Eureka Middle SchoolB+ · 48% proficient
- Roanoke-benson Jr High SchoolB− · 43% proficient
- Lexington Jr High SchoolC · 35% proficient
Top high schools
- Eureka High SchoolB · 50% proficient
- El Paso-gridley High SchoolC · 33% proficient
- Normal Community West High SchoolC · 31% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 61738 school and its grade on SchoolGrade.
61738 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 61738 against the other 33,109 zip codes.
Common questions about living in 61738
Is 61738 a good place to live?
Using BestNeighborhood's default rankings, 61738 ranks 12,848th of 33,110 zip codes. It scores highest on a stable housing market, walkability, and cheap car insurance, and lowest on state finances and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 61738 expensive to live in?
The median home is worth $180,958. The overall cost of living runs about 12% below the national average. Set against a $85,348 median income, cost of living beats 71% of zip codes.
Is 61738 safe?
Yes, 61738 is safer than 71% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $202 per resident a year.
Compare 61738 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 61738. Scores are absolute rather than ranked, which means a 60 in 61738 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
61738 detail on BestNeighborhood maps:
- Walk Grade for 61738: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 61738: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 61738: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 61738: carrier by carrier coverage behind the cell score.
61738 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.