Best Places63401, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 63401, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
63401 ranks 23,024th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and noise is the weak spot.
The best neighborhoods in 63401
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
63401's strengths and weaknesses
Where 63401 ranks high
- Cheap childcare$457 a month, better than 98% of zip codes
- Short commute16.1 minutes each way, better than 95% of zip codes
- Disaster safetyBetter than 77% of zip codes
- WalkabilityBetter than 76% of zip codes
- State fiscal healthBetter than 74% of zip codes
Where 63401 ranks low
- QuietBetter than only 8% of zip codes
- Local economyBetter than only 21% of zip codes
- Health outlookBetter than only 25% of zip codes
- Crime safetyBetter than only 25% of zip codes
- Big-city accessBetter than only 26% of zip codes
What it costs to buy a home in 63401
A household needs to earn about $40,000 a year to comfortably buy the median 63401 home, at 20% down and today's 30-year rate. That is below the area's own median income of $64,105, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 63401's effective rate of 0.82%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 63401
63401's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 63401.
Who works in 63401, and how
Work in 63401 centers on health care & social and manufacturing. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 8%
- Transit, walk, or bike 6%
Life in 63401
63401 has more restaurants and bars per resident than 66% of zip codes and more parkland per resident than 94% of zip codes. Dining, parks, and nightlife concentrates in some parts of 63401 and thins out in others, which the map shows.
What the weather is like in 63401, month by month
63401 sees roughly 95 pleasant days a year. July highs average about 88 degrees. January highs sit near 39, with lows near 24. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 39° | 30° | 24° |
| April | 67° | 55° | 45° |
| July | 88° | 77° | 68° |
| October | 69° | 58° | 49° |
Flying in and out of 63401
The nearest airport, Quincy Regional-Baldwin Field, is about 20 miles away and is a small airport. The nearest major hub is St Louis Lambert International, about 86 miles away.
The best schools in and around 63401
Schools across 63401 average a C+, better than 41% of zip codes.
Top elementary schools
- Oakwood Elem.A · 65% proficient
- Palmyra Elem.B+ · 53% proficient
- Monroe City Elem.B · 50% proficient
Top middle schools
- Monroe City MiddleB · 45% proficient
- Hannibal MiddleC+ · 38% proficient
- Mark Twain Jr. HighC+ · 37% proficient
Top high schools
- Palmyra HighB · 48% proficient
- Monroe City R-i HighC+ · 38% proficient
- Hannibal Sr. HighC · 32% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 63401 school and its grade on SchoolGrade.
63401 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 63401 against the other 33,109 zip codes.
Who 63401 suits
Remote workers
Internet is fast and widely advertised and 8% already work from home.
Common questions about living in 63401
Is 63401 a good place to live?
Using BestNeighborhood's default rankings, 63401 ranks 23,024th of 33,110 zip codes. It scores highest on affordable childcare, short commutes, and low disaster risk, and lowest on noise and a weak job market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 63401 expensive to live in?
The median home is worth $154,264. The overall cost of living runs about 17% below the national average. Set against a $64,105 median income, cost of living beats 38% of zip codes.
Is 63401 safe?
63401 is safer than 25% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $553 per resident a year.
What is the weather like in 63401?
July highs average about 88 degrees, and January highs near 39 with lows near 24. That works out to about 95 pleasant days a year, more than 60% of zip codes.
Is 63401 good for families?
Schools beat 41% of zip codes, crime safety beats 25%, and childcare runs $457 a month.
Compare 63401 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 63401. Scores are absolute rather than ranked, which means a 60 in 63401 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
63401 detail on BestNeighborhood maps:
- Walk Grade for 63401: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 63401: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 63401: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 63401: carrier by carrier coverage behind the cell score.
63401 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.