Best Places63546, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 63546, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
63546 ranks 16,683rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and empty homes are the weak spot.
The best neighborhoods in 63546
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
63546's strengths and weaknesses
Where 63546 ranks high
- Cheap childcare$401 a month, better than 99% of zip codes
- Short commute19.5 minutes each way, better than 87% of zip codes
- Crime safetyBetter than 82% of zip codes
- Local economyBetter than 76% of zip codes
- State fiscal healthBetter than 74% of zip codes
Where 63546 ranks low
- Low vacancyBetter than only 8% of zip codes
- BikingBetter than only 10% of zip codes
- Big-city accessBetter than only 12% of zip codes
- Internet speedBetter than only 20% of zip codes
- Cell coverageBetter than only 22% of zip codes
What it costs to buy a home in 63546
A household needs to earn about $52,000 a year to comfortably buy the median 63546 home, at 20% down and today's 30-year rate. That is below the area's own median income of $80,590, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 63546's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 63546
63546's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 63546.
Who works in 63546, and how
Work in 63546 centers on health care & social and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 7%
- Transit, walk, or bike 3%
Life in 63546
The map and measures below break down dining, culture, and green space by neighborhood across 63546.
What the weather is like in 63546, month by month
63546 sees roughly 78 pleasant days a year. July highs average about 87 degrees. January highs sit near 35, with lows near 19. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 26° | 19° |
| April | 65° | 52° | 41° |
| July | 87° | 76° | 66° |
| October | 68° | 55° | 45° |
Flying in and out of 63546
The nearest airport, Kirksville Regional, is about 16 miles away and is a small airport. The nearest major hub is Kansas City International, about 135 miles away.
The best schools in and around 63546
Schools across 63546 average a C+, better than 49% of zip codes.
Top elementary schools
- Adair Co. Elem.B+ · 55% proficient
- Schuyler Co. Elem.C · 32% proficient
- Adair Co. Elem.D+ · 25% proficient
Top middle schools
- William Matthew Middle SchoolC · 32% proficient
Top high schools
- Adair Co. HighB− · 44% proficient
- Kirksville Sr. HighB− · 42% proficient
- Schuyler Co. HighC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 63546 school and its grade on SchoolGrade.
63546 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 63546 against the other 33,109 zip codes.
Common questions about living in 63546
Is 63546 a good place to live?
Using BestNeighborhood's default rankings, 63546 ranks 16,683rd of 33,110 zip codes. It scores highest on affordable childcare, short commutes, and low crime, and lowest on empty homes and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 63546 expensive to live in?
The median home is worth $204,301. The overall cost of living runs about 3% above the national average. Set against a $80,590 median income, cost of living beats 36% of zip codes.
Is 63546 safe?
Yes, 63546 is safer than 82% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $269 per resident a year.
Compare 63546 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 63546. Scores are absolute rather than ranked, which means a 60 in 63546 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
63546 detail on BestNeighborhood maps:
- Walk Grade for 63546: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 63546: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 63546: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 63546: carrier by carrier coverage behind the cell score.
63546 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.