Best Places63640, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 63640, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
63640 ranks 20,512th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and the weather ranks lowest.
The best neighborhoods in 63640
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
63640's strengths and weaknesses
Where 63640 ranks high
- Cheap childcare$336 a month, better than 99% of zip codes
- Internet speedBetter than 96% of zip codes
- Short commute21.9 minutes each way, better than 76% of zip codes
- State fiscal healthBetter than 74% of zip codes
- Low property taxBetter than 73% of zip codes
Where 63640 ranks low
- Nice weatherabout 55 pleasant days a year, better than only 2% of zip codes
- Health outlookBetter than only 18% of zip codes
- Heat safetyBetter than only 28% of zip codes
- Healthcare accessBetter than only 29% of zip codes
- QuietBetter than only 29% of zip codes
What it costs to buy a home in 63640
A household needs to earn about $57,000 a year to comfortably buy the median 63640 home, at 20% down and today's 30-year rate. That is below the area's own median income of $65,410, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 63640's effective rate of 0.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 63640
63640's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 63640.
Who works in 63640, and how
Work in 63640 centers on health care & social and manufacturing. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 10%
- Transit, walk, or bike 4%
Life in 63640
63640 has more parkland per resident than 66% of zip codes. That concentrates in some parts of 63640 and thins out in others, which the map shows.
What the weather is like in 63640, month by month
63640 sees roughly 55 pleasant days a year. July highs average about 88 degrees. January highs sit near 43, with lows near 25. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 33° | 25° |
| April | 69° | 56° | 46° |
| July | 88° | 78° | 69° |
| October | 71° | 58° | 48° |
Flying in and out of 63640
The nearest airport, Cape Girardeau Regional, is about 60 miles away and is a small airport. The nearest major hub is St Louis Lambert International, about 67 miles away.
The best schools in and around 63640
Schools across 63640 average a B, better than 65% of zip codes.
Top elementary schools
- Jefferson Elem.B · 48% proficient
- Fredericktown IntermediateB− · 42% proficient
- Washington-franklin Elem.C+ · 38% proficient
Top middle schools
- Lincoln IntermediateB · 45% proficient
- Farmington MiddleB · 44% proficient
- Kelly A Burlison Middle SchoolB− · 39% proficient
Top high schools
- Farmington Sr. HighB+ · 57% proficient
- Central HighB · 48% proficient
- North Co. Sr. HighC+ · 38% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 63640 school and its grade on SchoolGrade.
63640 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 63640 against the other 33,109 zip codes.
Who 63640 suits
Remote workers
Internet is fast and widely advertised and 10% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 63640
Is 63640 a good place to live?
Using BestNeighborhood's default rankings, 63640 ranks 20,512th of 33,110 zip codes. It scores highest on affordable childcare, fast internet, and short commutes, and lowest on the weather and health outcomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 63640 expensive to live in?
The median home is worth $225,161. The overall cost of living runs about 17% below the national average. Set against a $65,410 median income, cost of living beats 41% of zip codes.
Is 63640 safe?
63640 is safer than 53% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $369 per resident a year.
What is the weather like in 63640?
July highs average about 88 degrees, and January highs near 43 with lows near 25. That works out to about 55 pleasant days a year, more than 2% of zip codes.
Is 63640 good for families?
Schools beat 65% of zip codes, crime safety beats 53%, and childcare runs $336 a month.
Compare 63640 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 63640. Scores are absolute rather than ranked, which means a 60 in 63640 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
63640 detail on BestNeighborhood maps:
- Walk Grade for 63640: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 63640: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 63640: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 63640: carrier by carrier coverage behind the cell score.
63640 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.