Best Places63845, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 63845, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
63845 ranks 31,618th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and health outcomes rank lowest.
The best neighborhoods in 63845
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
63845's strengths and weaknesses
Where 63845 ranks high
- Cheap childcare$337 a month, better than 99% of zip codes
- Housing crash safetyBetter than 90% of zip codes
- Cell coverageBetter than 89% of zip codes
- WalkabilityBetter than 80% of zip codes
- State fiscal healthBetter than 74% of zip codes
Where 63845 ranks low
- Health outlookBetter than only 3% of zip codes
- Disaster safetyBetter than only 3% of zip codes
- Nice weatherabout 59 pleasant days a year, better than only 7% of zip codes
- Heat safetyBetter than only 10% of zip codes
- Household income$50,912 median, better than only 12% of zip codes
What it costs to buy a home in 63845
A household needs to earn about $27,000 a year to comfortably buy the median 63845 home, at 20% down and today's 30-year rate. That is below the area's own median income of $50,912, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 63845's effective rate of 0.68%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 63845
63845's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 63845.
Who works in 63845, and how
Work in 63845 centers on retail trade and health care & social. Unemployment runs well above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 91%
- Work from home 8%
- Transit, walk, or bike 1%
Life in 63845
63845 has more restaurants and bars per resident than 95% of zip codes. That concentrates in some parts of 63845 and thins out in others, which the map shows.
What the weather is like in 63845, month by month
63845 sees roughly 59 pleasant days a year. July highs average about 91 degrees. January highs sit near 45, with lows near 30. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 45° | 37° | 30° |
| April | 71° | 59° | 49° |
| July | 91° | 81° | 72° |
| October | 74° | 61° | 51° |
Flying in and out of 63845
The nearest airport, Cape Girardeau Regional, is about 32 miles away and is a small airport. The nearest major hub is Memphis International, about 125 miles away.
The best schools in and around 63845
Schools across 63845 average a D+, better than 13% of zip codes.
Top elementary schools
- Matthews ElementaryA+ · 73% proficient
- New Madrid ElementaryC · 35% proficient
- East Prairie ElemC− · 30% proficient
Top middle schools
- East Prairie MiddleD · 21% proficient
- Central Middle SchoolD− · 18% proficient
- Charleston Upper ElementaryF · 12% proficient
Top high schools
- East Prairie HighD+ · 25% proficient
- Central High SchoolD · 19% proficient
- Charleston HighD · 19% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 63845 school and its grade on SchoolGrade.
63845 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 63845 against the other 33,109 zip codes.
Common questions about living in 63845
Is 63845 a good place to live?
Using BestNeighborhood's default rankings, 63845 ranks 31,618th of 33,110 zip codes. It scores highest on affordable childcare, a stable housing market, and cell coverage, and lowest on health outcomes and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 63845 expensive to live in?
The median home is worth $106,946. The overall cost of living runs about 18% below the national average. Set against a $50,912 median income, cost of living beats 14% of zip codes.
Is 63845 safe?
63845 is safer than 20% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $559 per resident a year.
Compare 63845 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 63845. Scores are absolute rather than ranked, which means a 60 in 63845 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
63845 detail on BestNeighborhood maps:
- Walk Grade for 63845: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 63845: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 63845: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 63845: carrier by carrier coverage behind the cell score.
63845 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.