Best Places64098, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 64098, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
64098 ranks 13,180th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on health care access by a wide margin, and noise is the weak spot.
The best neighborhoods in 64098
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
64098's strengths and weaknesses
Where 64098 ranks high
- Healthcare accessBetter than 93% of zip codes
- Cheap childcare$605 a month, better than 84% of zip codes
- Voter turnoutBetter than 84% of zip codes
- Educational attainmentBetter than 82% of zip codes
- Cost of living vs incomeBetter than 77% of zip codes
Where 64098 ranks low
- QuietBetter than only 6% of zip codes
- Housing crash safetyBetter than only 29% of zip codes
- Local economyBetter than only 34% of zip codes
- Heat safetyBetter than only 34% of zip codes
- TransitBetter than only 35% of zip codes
What it costs to buy a home in 64098
A household needs to earn about $83,000 a year to comfortably buy the median 64098 home, at 20% down and today's 30-year rate. That is below the area's own median income of $92,250, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 64098's effective rate of 0.71%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 64098
64098 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 64098.
Who works in 64098, and how
Work in 64098 centers on retail trade and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 8%
- Transit, walk, or bike 1%
Life in 64098
64098 has more restaurants and bars per resident than 92% of zip codes. That concentrates in some parts of 64098 and thins out in others, which the map shows.
What the weather is like in 64098, month by month
64098 sees roughly 82 pleasant days a year. July highs average about 90 degrees. January highs sit near 42, with lows near 20. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 42° | 30° | 20° |
| April | 69° | 55° | 42° |
| July | 90° | 79° | 68° |
| October | 72° | 58° | 45° |
Flying in and out of 64098
Kansas City International sits about 13 miles away. It is a medium hub and boarded 5.7 million passengers in 2025, with 104 nonstop destinations.
The best schools in and around 64098
Schools across 64098 average a B, better than 70% of zip codes.
Top elementary schools
- Central Elem.A− · 57% proficient
- North Platte IntermediateB− · 40% proficient
Top middle schools
- Patton Jr HighA− · 53% proficient
Top high schools
- West Platte HighB · 50% proficient
- North Platte HighC+ · 38% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 64098 school and its grade on SchoolGrade.
64098 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 64098 against the other 33,109 zip codes.
Common questions about living in 64098
Is 64098 a good place to live?
Using BestNeighborhood's default rankings, 64098 ranks 13,180th of 33,110 zip codes. It scores highest on health care access, affordable childcare, and civic engagement, and lowest on noise and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 64098 expensive to live in?
The median home is worth $320,147. The overall cost of living runs about 10% below the national average. Set against a $92,250 median income, cost of living beats 77% of zip codes.
Is 64098 safe?
64098 is safer than 42% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $426 per resident a year.
Compare 64098 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 64098. Scores are absolute rather than ranked, which means a 60 in 64098 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
64098 detail on BestNeighborhood maps:
- Walk Grade for 64098: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 64098: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 64098: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 64098: carrier by carrier coverage behind the cell score.
64098 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.