Best Places64492, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 64492, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
64492 ranks 12,580th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low crime by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 64492
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
64492's strengths and weaknesses
Where 64492 ranks high
- Crime safetyBetter than 96% of zip codes
- Local economyBetter than 94% of zip codes
- Cheap childcare$535 a month, better than 92% of zip codes
- Low vacancyBetter than 89% of zip codes
- Healthcare accessBetter than 74% of zip codes
Where 64492 ranks low
- Short commute33.4 minutes each way, better than only 15% of zip codes
- Air qualityBetter than only 25% of zip codes
- BikingBetter than only 28% of zip codes
- Cheap car insuranceBetter than only 32% of zip codes
- Tree shadeBetter than only 33% of zip codes
What it costs to buy a home in 64492
A household needs to earn about $68,000 a year to comfortably buy the median 64492 home, at 20% down and today's 30-year rate. That is below the area's own median income of $75,703, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 64492's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 64492
64492 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 64492.
Who works in 64492, and how
Work in 64492 centers on health care & social and manufacturing. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 7%
- Transit, walk, or bike 3%
Life in 64492
The map and measures below break down dining, culture, and green space by neighborhood across 64492.
What the weather is like in 64492, month by month
64492 sees roughly 84 pleasant days a year. July highs average about 90 degrees. January highs sit near 42, with lows near 20. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 42° | 30° | 20° |
| April | 69° | 55° | 42° |
| July | 90° | 79° | 68° |
| October | 72° | 58° | 45° |
Flying in and out of 64492
Kansas City International sits about 15 miles away. It is a medium hub and boarded 5.7 million passengers in 2025, with 104 nonstop destinations.
The best schools in and around 64492
Schools across 64492 average a C, better than 38% of zip codes.
Top elementary schools
- Horizon ElementaryA · 67% proficient
- Dogwood Elem.A− · 61% proficient
- East Buchanan Elem.B+ · 55% proficient
Top middle schools
- Kearney MiddleA− · 57% proficient
- Smithville MiddleB+ · 49% proficient
- East Buchanan MiddleB · 47% proficient
Top high schools
- Kearney HighB+ · 57% proficient
- Smithville HighB · 50% proficient
- East Buchanan HighB · 48% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 64492 school and its grade on SchoolGrade.
64492 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 64492 against the other 33,109 zip codes.
Common questions about living in 64492
Is 64492 a good place to live?
Using BestNeighborhood's default rankings, 64492 ranks 12,580th of 33,110 zip codes. It scores highest on low crime, a strong job market, and affordable childcare, and lowest on long commutes and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 64492 expensive to live in?
The median home is worth $263,511. The overall cost of living runs about 9% below the national average. Set against a $75,703 median income, cost of living beats 51% of zip codes.
Is 64492 safe?
Yes, 64492 is safer than 96% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $182 per resident a year.
Compare 64492 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 64492. Scores are absolute rather than ranked, which means a 60 in 64492 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
64492 detail on BestNeighborhood maps:
- Walk Grade for 64492: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 64492: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 64492: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 64492: carrier by carrier coverage behind the cell score.
64492 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.