Best Places64601, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 64601, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
64601 ranks 19,848th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and internet speeds rank lowest.
The best neighborhoods in 64601
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
64601's strengths and weaknesses
Where 64601 ranks high
- Cheap childcare$437 a month, better than 98% of zip codes
- Short commute19.2 minutes each way, better than 88% of zip codes
- WalkabilityBetter than 79% of zip codes
- State fiscal healthBetter than 74% of zip codes
- Cell coverageBetter than 66% of zip codes
Where 64601 ranks low
- Internet speedBetter than only 19% of zip codes
- Crime safetyBetter than only 21% of zip codes
- Educational attainmentBetter than only 23% of zip codes
- Health outlookBetter than only 23% of zip codes
- Big-city accessBetter than only 24% of zip codes
What it costs to buy a home in 64601
A household needs to earn about $46,000 a year to comfortably buy the median 64601 home, at 20% down and today's 30-year rate. That is below the area's own median income of $68,799, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 64601's effective rate of 0.83%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 64601
64601's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 64601.
Who works in 64601, and how
Work in 64601 centers on health care & social and retail trade. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 8%
- Transit, walk, or bike 2%
Life in 64601
64601 has more restaurants and bars per resident than 65% of zip codes and more parkland per resident than 88% of zip codes. Dining, parks, and nightlife concentrates in some parts of 64601 and thins out in others, which the map shows.
What the weather is like in 64601, month by month
64601 sees roughly 80 pleasant days a year. July highs average about 89 degrees. January highs sit near 38, with lows near 21. The comfortable stretch runs May and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 38° | 28° | 21° |
| April | 68° | 54° | 44° |
| July | 89° | 78° | 69° |
| October | 70° | 57° | 47° |
Flying in and out of 64601
The nearest airport, Kirksville Regional, is about 57 miles away and is a small airport. The nearest major hub is Kansas City International, about 71 miles away.
The best schools in and around 64601
Schools across 64601 average a B−, better than 59% of zip codes.
Top elementary schools
- Dewey ElementaryA · 64% proficient
- Field Elem.B · 45% proficient
- Southwest Livingston Co R-1 ElB · 45% proficient
Top middle schools
- Chillicothe MiddleC · 34% proficient
Top high schools
- Chillicothe HighB+ · 52% proficient
- Tri-county HighC+ · 37% proficient
- Tina-avalon HighC− · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 64601 school and its grade on SchoolGrade.
64601 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 64601 against the other 33,109 zip codes.
Common questions about living in 64601
Is 64601 a good place to live?
Using BestNeighborhood's default rankings, 64601 ranks 19,848th of 33,110 zip codes. It scores highest on affordable childcare, short commutes, and walkability, and lowest on internet speeds and crime. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 64601 expensive to live in?
The median home is worth $174,140. The overall cost of living runs about 23% below the national average. Set against a $68,799 median income, cost of living beats 61% of zip codes.
Is 64601 safe?
64601 is safer than 21% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $577 per resident a year.
Compare 64601 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 64601. Scores are absolute rather than ranked, which means a 60 in 64601 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
64601 detail on BestNeighborhood maps:
- Walk Grade for 64601: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 64601: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 64601: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 64601: carrier by carrier coverage behind the cell score.
64601 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.