Best Places64651, MO Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 64651, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

64651 ranks 16,821st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and internet speeds rank lowest.

#16,821
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 64651

Map of the best neighborhoods in the 64651 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

64651's strengths and weaknesses

Top 3%Affordable childcare
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 64651 with other zip codes.

Where 64651 ranks high

  • Cheap childcare$435 a month, better than 98% of zip codes
  • Cost of living vs incomeBetter than 87% of zip codes
  • Heat safetyBetter than 84% of zip codes
  • Nice weatherabout 134 pleasant days a year, better than 83% of zip codes
  • Local economyBetter than 78% of zip codes

Where 64651 ranks low

  • Internet speedBetter than only 7% of zip codes
  • Big-city accessBetter than only 18% of zip codes
  • Health outlookBetter than only 27% of zip codes
  • BikingBetter than only 28% of zip codes
  • Short commute29.6 minutes each way, better than only 30% of zip codes

What it costs to buy a home in 64651

A household needs to earn about $21,000 a year to comfortably buy the median 64651 home, at 20% down and today's 30-year rate. That is below the area's own median income of $85,120, so a typical household can afford the median home outright.

Income to buy the median home
$21,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$495
principal, interest, tax, and insurance on a $81,181 home
Median rent
$372
a month, across all home sizes

Where the monthly payment goes

Principal & interest$414
Property tax$54
Homeowners insurance$27

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 64651's effective rate of 0.80%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 64651

64651 runs older than the country.

Median age
44
older than the U.S. median of 41
Residents 65 and older
20%
versus 18% nationally
Average household
2.5
near the U.S. average of 2.6

Residents by age

Under 1815%
18 to 3416%
35 to 4923%
50 to 6426%
65 and older20%

Racial and ethnic makeup has its own map. See the race and diversity map for 64651.


Who works in 64651, and how

Work in 64651 centers on public administration and wholesale trade. Unemployment is low, and jobs are growing.

Work from home
8%
below the national average
Unemployment
3.3%
below the national average
Job growth
+7.8%
/y 2019-2023, faster than the national pace

Largest industries

Public administration11%
Wholesale trade11%
Agriculture & forestry10%
Construction9%
Retail trade9%

How people get to work

  • Drive or carpool 90%
  • Work from home 8%
  • Transit, walk, or bike 2%

Life in 64651

The map and measures below break down dining, culture, and green space by neighborhood across 64651.


What the weather is like in 64651, month by month

64651 sees roughly 134 pleasant days a year. July highs average about 87 degrees. January highs sit near 36, with lows near 20. The comfortable stretch runs May, June, and August through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January36°27°20°
April66°53°43°
July87°76°67°
October69°56°46°

Flying in and out of 64651

The nearest airport, Kirksville Regional, is about 40 miles away and is a small airport. The nearest major hub is Kansas City International, about 89 miles away.

Nearest airport
IRK
Kirksville Regional, about 40 miles
Airport size
Nonprimary
5 nonstop destinations
Average drive
56 min
from the area, with no traffic

The best schools in and around 64651

Schools across 64651 average a B, better than 64% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 64651 school and its grade on SchoolGrade.


64651 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 64651 against the other 33,109 zip codes.


Common questions about living in 64651

Is 64651 a good place to live?

Using BestNeighborhood's default rankings, 64651 ranks 16,821st of 33,110 zip codes. It scores highest on affordable childcare, what local pay buys, and heat safety, and lowest on internet speeds and distance from a big city. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 64651 expensive to live in?

The median home is worth $81,181. The overall cost of living runs about 26% below the national average. Set against a $85,120 median income, cost of living beats 87% of zip codes.

Is 64651 safe?

64651 is safer than 30% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $459 per resident a year.


Compare 64651 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 64651. Scores are absolute rather than ranked, which means a 60 in 64651 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

64651 detail on BestNeighborhood maps:

  1. Walk Grade for 64651: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 64651: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 64651: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 64651: carrier by carrier coverage behind the cell score.

64651 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.