Best Places64740, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 64740, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
64740 ranks 23,485th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and the weather ranks lowest.
The best neighborhoods in 64740
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
64740's strengths and weaknesses
Where 64740 ranks high
- Cheap childcare$407 a month, better than 99% of zip codes
- Local economyBetter than 91% of zip codes
- Disaster safetyBetter than 82% of zip codes
- Tree shadeBetter than 75% of zip codes
- State fiscal healthBetter than 74% of zip codes
Where 64740 ranks low
- Nice weatherabout 55 pleasant days a year, better than only 3% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Health outlookBetter than only 11% of zip codes
- BikingBetter than only 14% of zip codes
- Heat safetyBetter than only 20% of zip codes
What it costs to buy a home in 64740
A household needs to earn about $40,000 a year to comfortably buy the median 64740 home, at 20% down and today's 30-year rate. That is below the area's own median income of $62,676, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 64740's effective rate of 0.58%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 64740
64740 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 64740.
Who works in 64740, and how
Work in 64740 centers on health care & social and education. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 21%
- Transit, walk, or bike 2%
Life in 64740
The map and measures below break down dining, culture, and green space by neighborhood across 64740.
What the weather is like in 64740, month by month
64740 sees roughly 55 pleasant days a year. July highs average about 89 degrees. January highs sit near 42, with lows near 24. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 42° | 32° | 24° |
| April | 68° | 56° | 45° |
| July | 89° | 78° | 69° |
| October | 71° | 58° | 48° |
Flying in and out of 64740
The nearest airport, Springfield-Branson Ntl, is about 70 miles away and is a small airport. The nearest major hub is Kansas City International, about 92 miles away.
The best schools in and around 64740
Schools across 64740 average a C, better than 28% of zip codes.
Top elementary schools
- Clinton Intermediate SchoolC+ · 36% proficient
- Lakeland Elem.C · 33% proficient
- Montrose Elem.C− · 28% proficient
Top middle schools
- Clinton MiddleC− · 29% proficient
Top high schools
- Montrose HighB+ · 58% proficient
- Clinton Sr. HighC+ · 35% proficient
- Windsor HighC− · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 64740 school and its grade on SchoolGrade.
64740 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 64740 against the other 33,109 zip codes.
Common questions about living in 64740
Is 64740 a good place to live?
Using BestNeighborhood's default rankings, 64740 ranks 23,485th of 33,110 zip codes. It scores highest on affordable childcare, a strong job market, and low disaster risk, and lowest on the weather and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 64740 expensive to live in?
The median home is worth $159,201. The overall cost of living runs about 20% below the national average. Set against a $62,676 median income, cost of living beats 44% of zip codes.
Is 64740 safe?
Yes, 64740 is safer than 70% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $308 per resident a year.
Compare 64740 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 64740. Scores are absolute rather than ranked, which means a 60 in 64740 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
64740 detail on BestNeighborhood maps:
- Walk Grade for 64740: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 64740: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 64740: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 64740: carrier by carrier coverage behind the cell score.
64740 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.