Best Places69145, NE Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 69145, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
69145 ranks 22,141st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state finances by a wide margin, and tree cover ranks lowest.
The best neighborhoods in 69145
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
69145's strengths and weaknesses
Where 69145 ranks high
- State fiscal healthBetter than 99% of zip codes
- Short commute13.6 minutes each way, better than 98% of zip codes
- State infrastructureBetter than 85% of zip codes
- BikingBetter than 83% of zip codes
- WalkabilityBetter than 82% of zip codes
Where 69145 ranks low
- Tree shadeBetter than only 2% of zip codes
- Air qualityBetter than only 6% of zip codes
- QuietBetter than only 9% of zip codes
- Household income$56,071 median, better than only 18% of zip codes
- Educational attainmentBetter than only 19% of zip codes
What it costs to buy a home in 69145
A household needs to earn about $31,000 a year to comfortably buy the median 69145 home, at 20% down and today's 30-year rate. That is below the area's own median income of $56,071, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 69145's effective rate of 1.28%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 69145
69145 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 69145.
Who works in 69145, and how
Work in 69145 centers on manufacturing and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 91%
- Work from home 6%
- Transit, walk, or bike 3%
Life in 69145
69145 has more restaurants and bars per resident than 94% of zip codes. That concentrates in some parts of 69145 and thins out in others, which the map shows.
What the weather is like in 69145, month by month
69145 sees roughly 90 pleasant days a year. July highs average about 91 degrees. January highs sit near 42, with lows near 14. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 42° | 27° | 14° |
| April | 63° | 45° | 29° |
| July | 91° | 73° | 56° |
| October | 67° | 48° | 32° |
Flying in and out of 69145
The nearest airport, Scottsbluff/Western Nebraska Regional/Wm B Heilig Field, is about 44 miles away and is a small airport. The nearest major hub is Denver International, about 109 miles away.
The best schools in and around 69145
Schools across 69145 average a C−, better than 19% of zip codes.
Top elementary schools
- Pine Bluffs ElementaryB+ · 53% proficient
- Potter-dix Elementary SchoolB · 50% proficient
- Peetz Elementary SchoolB− · 40% proficient
Top high schools
- Banner County High SchoolA · 75% proficient
- Pine Bluffs Jr & Sr High SchoolB · 48% proficient
- Potter-dix Jr/sr High SchoolB− · 45% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 69145 school and its grade on SchoolGrade.
69145 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 69145 against the other 33,109 zip codes.
Common questions about living in 69145
Is 69145 a good place to live?
Using BestNeighborhood's default rankings, 69145 ranks 22,141st of 33,110 zip codes. It scores highest on state finances, short commutes, and state infrastructure, and lowest on tree cover and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 69145 expensive to live in?
The median home is worth $109,612. The overall cost of living runs about 14% below the national average. Set against a $56,071 median income, cost of living beats 21% of zip codes.
Is 69145 safe?
69145 is safer than 44% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $341 per resident a year.
Compare 69145 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 69145. Scores are absolute rather than ranked, which means a 60 in 69145 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
69145 detail on BestNeighborhood maps:
- Walk Grade for 69145: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 69145: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 69145: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 69145: carrier by carrier coverage behind the cell score.
69145 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.