Best Places73540, OK Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 73540, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
73540 ranks 19,433rd of 33,110 U.S. zip codes on the BestNeighborhood index. Biking pulls hardest against it, while it scores best on state finances.
The best neighborhoods in 73540
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
73540's strengths and weaknesses
Where 73540 ranks high
- State fiscal healthBetter than 89% of zip codes
- Nice weatherabout 127 pleasant days a year, better than 79% of zip codes
- Cost of living vs incomeBetter than 78% of zip codes
- QuietBetter than 72% of zip codes
- Housing crash safetyBetter than 68% of zip codes
Where 73540 ranks low
- BikingBetter than only 3% of zip codes
- WalkabilityBetter than only 5% of zip codes
- School gradeD, better than only 7% of zip codes
- Tree shadeBetter than only 8% of zip codes
- Air qualityBetter than only 8% of zip codes
What it costs to buy a home in 73540
A household needs to earn about $52,000 a year to comfortably buy the median 73540 home, at 20% down and today's 30-year rate. That is below the area's own median income of $85,305, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 73540's effective rate of 0.73%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 73540
73540 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 73540.
Who works in 73540, and how
Work in 73540 centers on health care & social and manufacturing. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 10%
- Transit, walk, or bike 5%
Life in 73540
The map and measures below break down dining, culture, and green space by neighborhood across 73540.
What the weather is like in 73540, month by month
73540 sees roughly 127 pleasant days a year. July highs average about 98 degrees. January highs sit near 55, with lows near 28. The comfortable stretch runs March through May and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 55° | 40° | 28° |
| April | 77° | 62° | 50° |
| July | 98° | 85° | 72° |
| October | 79° | 64° | 52° |
Flying in and out of 73540
The nearest airport, Lawton-Fort Sill Regional, is about 10 miles away and is a small airport. The nearest major hub is Dallas-Fort Worth International, about 139 miles away.
The best schools in and around 73540
Schools across 73540 average a D, better than 7% of zip codes.
Top elementary schools
- Cache EsC · 34% proficient
- Chattanooga EsD · 17% proficient
Top middle schools
- Cache MsC · 34% proficient
Top high schools
- Cache HsD+ · 25% proficient
- Chattanooga HsD− · 14% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 73540 school and its grade on SchoolGrade.
73540 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 73540 against the other 33,109 zip codes.
Common questions about living in 73540
Is 73540 a good place to live?
Using BestNeighborhood's default rankings, 73540 ranks 19,433rd of 33,110 zip codes. It scores highest on state finances, the weather, and what local pay buys, and lowest on biking and walkability. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 73540 expensive to live in?
The median home is worth $201,479. The overall cost of living runs about 17% below the national average. Set against a $85,305 median income, cost of living beats 78% of zip codes.
Is 73540 safe?
73540 is safer than 54% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $366 per resident a year.
Compare 73540 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 73540. Scores are absolute rather than ranked, which means a 60 in 73540 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
73540 detail on BestNeighborhood maps:
- Walk Grade for 73540: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 73540: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 73540: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 73540: carrier by carrier coverage behind the cell score.
73540 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.