Best Places74432, OK Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 74432, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
74432 ranks 31,606th of 33,110 U.S. zip codes on the BestNeighborhood index. Health outcomes pulls hardest against it, while it scores best on state finances.
The best neighborhoods in 74432
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
74432's strengths and weaknesses
Where 74432 ranks high
- State fiscal healthBetter than 89% of zip codes
- Low property taxBetter than 76% of zip codes
- Local economyBetter than 71% of zip codes
- Nice weatherabout 91 pleasant days a year, better than 57% of zip codes
- WalkabilityBetter than 56% of zip codes
Where 74432 ranks low
- Health outlookBetter than only 2% of zip codes
- Heat safetyBetter than only 3% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Cost of living vs incomeBetter than only 9% of zip codes
- State infrastructureBetter than only 9% of zip codes
What it costs to buy a home in 74432
A household needs to earn about $43,000 a year to comfortably buy the median 74432 home, at 20% down and today's 30-year rate. That is below the area's own median income of $48,756, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 74432's effective rate of 0.56%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 74432
74432 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 74432.
Who works in 74432, and how
Work in 74432 centers on health care & social and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 12%
- Transit, walk, or bike 3%
Life in 74432
74432 has more restaurants and bars per resident than 85% of zip codes and more parkland per resident than 82% of zip codes. Dining, parks, and nightlife concentrates in some parts of 74432 and thins out in others, which the map shows.
What the weather is like in 74432, month by month
74432 sees roughly 91 pleasant days a year. July highs average about 95 degrees. January highs sit near 51, with lows near 31. The comfortable stretch runs March through May and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 51° | 39° | 31° |
| April | 73° | 61° | 50° |
| July | 95° | 83° | 73° |
| October | 77° | 63° | 52° |
Flying in and out of 74432
The nearest airport, Tulsa International, is about 65 miles away and is a small airport. The nearest major hub is Dallas Love Field, about 183 miles away.
The best schools in and around 74432
Schools across 74432 average a D+, better than 15% of zip codes.
Top elementary schools
- Checotah Intermediate EsB− · 43% proficient
- Canadian EsC− · 27% proficient
- Eufaula EsD+ · 24% proficient
Top middle schools
- Eufaula MsD+ · 27% proficient
- Checotah MsD · 22% proficient
Top high schools
- Eufaula HsC− · 27% proficient
- Hanna HsD+ · 25% proficient
- Crowder HsD− · 17% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 74432 school and its grade on SchoolGrade.
74432 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 74432 against the other 33,109 zip codes.
Common questions about living in 74432
Is 74432 a good place to live?
Using BestNeighborhood's default rankings, 74432 ranks 31,606th of 33,110 zip codes. It scores highest on state finances, low property taxes, and a strong job market, and lowest on health outcomes and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 74432 expensive to live in?
The median home is worth $170,024. The overall cost of living runs about 11% below the national average. Set against a $48,756 median income, cost of living beats 9% of zip codes.
Is 74432 safe?
74432 is safer than 24% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $554 per resident a year.
Compare 74432 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 74432. Scores are absolute rather than ranked, which means a 60 in 74432 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
74432 detail on BestNeighborhood maps:
- Walk Grade for 74432: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 74432: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 74432: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 74432: carrier by carrier coverage behind the cell score.
74432 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.