Best Places75020, TX Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 75020, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
75020 ranks 9,323rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 75020
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
75020's strengths and weaknesses
Where 75020 ranks high
- Nice weatherabout 161 pleasant days a year, better than 92% of zip codes
- Housing crash safetyBetter than 92% of zip codes
- Low income/sales/gas taxBetter than 91% of zip codes
- Cheap childcare$635 a month, better than 82% of zip codes
- Short commute20.7 minutes each way, better than 82% of zip codes
Where 75020 ranks low
- Heat safetyBetter than only 10% of zip codes
- Air qualityBetter than only 17% of zip codes
- Healthcare accessBetter than only 22% of zip codes
- Low property taxBetter than only 24% of zip codes
- QuietBetter than only 25% of zip codes
What it costs to buy a home in 75020
A household needs to earn about $60,000 a year to comfortably buy the median 75020 home, at 20% down and today's 30-year rate. That is below the area's own median income of $76,749, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 75020's effective rate of 1.20%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 75020
75020's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 75020.
Who works in 75020, and how
Work in 75020 centers on retail trade and manufacturing. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 12%
- Transit, walk, or bike 2%
Life in 75020
75020 has more restaurants and bars per resident than 93% of zip codes and more parkland per resident than 92% of zip codes. Dining, parks, and nightlife concentrates in some parts of 75020 and thins out in others, which the map shows.
What the weather is like in 75020, month by month
75020 sees roughly 161 pleasant days a year. July highs average about 95 degrees. January highs sit near 55, with lows near 35. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 55° | 44° | 35° |
| April | 74° | 63° | 54° |
| July | 95° | 85° | 75° |
| October | 79° | 67° | 57° |
Flying in and out of 75020
Dallas Love Field sits about 64 miles away. It is a medium hub and boarded 8.2 million passengers in 2025, with 91 nonstop destinations.
The best schools in and around 75020
Schools across 75020 average a B, better than 65% of zip codes.
Top elementary schools
- Pottsboro ElB · 48% proficient
- Hyde Park ElB · 48% proficient
- Terrell ElB · 48% proficient
Top middle schools
- Henry Scott MiddleB · 46% proficient
- Pottsboro MiddleB− · 40% proficient
- B Mcdaniel IntC+ · 38% proficient
Top high schools
- Denison H SA− · 59% proficient
- Pottsboro H SB · 47% proficient
- Sherman H SB− · 41% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 75020 school and its grade on SchoolGrade.
75020 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 75020 against the other 33,109 zip codes.
Who 75020 suits
Remote workers
Cost of living against local pay beats 73% of zip codes, internet is fast and widely advertised, and 12% already work from home.
Common questions about living in 75020
Is 75020 a good place to live?
Using BestNeighborhood's default rankings, 75020 ranks 9,323rd of 33,110 zip codes. It scores highest on the weather, a stable housing market, and low taxes, and lowest on summer heat and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 75020 expensive to live in?
The median home is worth $219,059. The overall cost of living runs about 20% below the national average. Set against a $76,749 median income, cost of living beats 73% of zip codes.
Is 75020 safe?
75020 is safer than 54% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $363 per resident a year.
What is the weather like in 75020?
July highs average about 95 degrees, and January highs near 55 with lows near 35. That works out to about 161 pleasant days a year, more than 92% of zip codes.
Is 75020 good for families?
Schools beat 65% of zip codes, crime safety beats 54%, and childcare runs $635 a month.
Compare 75020 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 75020. Scores are absolute rather than ranked, which means a 60 in 75020 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
75020 detail on BestNeighborhood maps:
- Walk Grade for 75020: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 75020: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 75020: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 75020: carrier by carrier coverage behind the cell score.
75020 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.