Best Places76692, TX Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 76692, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
76692 ranks 25,776th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low taxes by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 76692
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
76692's strengths and weaknesses
Where 76692 ranks high
- Low income/sales/gas taxBetter than 91% of zip codes
- Nice weatherabout 145 pleasant days a year, better than 88% of zip codes
- Local economyBetter than 87% of zip codes
- Cheap childcare$619 a month, better than 84% of zip codes
- State fiscal healthBetter than 82% of zip codes
Where 76692 ranks low
- Heat safetyBetter than only 5% of zip codes
- Short commute35.9 minutes each way, better than only 9% of zip codes
- Household income$53,943 median, better than only 15% of zip codes
- Cost of living vs incomeBetter than only 19% of zip codes
- Crime safetyBetter than only 19% of zip codes
What it costs to buy a home in 76692
A household needs to earn about $44,000 a year to comfortably buy the median 76692 home, at 20% down and today's 30-year rate. That is below the area's own median income of $53,943, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 76692's effective rate of 1.03%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 76692
76692 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 76692.
Who works in 76692, and how
Work in 76692 centers on construction and manufacturing. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 10%
- Transit, walk, or bike 2%
Life in 76692
The map and measures below break down dining, culture, and green space by neighborhood across 76692.
What the weather is like in 76692, month by month
76692 sees roughly 145 pleasant days a year. July highs average about 96 degrees. January highs sit near 59, with lows near 37. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 59° | 47° | 37° |
| April | 77° | 65° | 56° |
| July | 96° | 85° | 75° |
| October | 82° | 69° | 59° |
Flying in and out of 76692
The nearest airport, Waco Regional, is about 25 miles away and is a small airport. The nearest major hub is Dallas-Fort Worth International, about 67 miles away.
The best schools in and around 76692
Schools across 76692 average a B−, better than 52% of zip codes.
Top elementary schools
- Whitney IntB− · 40% proficient
Top middle schools
- Hillsboro J HB · 44% proficient
- Whitney MiddleC · 34% proficient
- Hillsboro IntC · 33% proficient
Top high schools
- Hillsboro H SB · 50% proficient
- Whitney H SB− · 43% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 76692 school and its grade on SchoolGrade.
76692 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 76692 against the other 33,109 zip codes.
Common questions about living in 76692
Is 76692 a good place to live?
Using BestNeighborhood's default rankings, 76692 ranks 25,776th of 33,110 zip codes. It scores highest on low taxes, the weather, and a strong job market, and lowest on summer heat and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 76692 expensive to live in?
The median home is worth $163,150. The overall cost of living runs about 13% below the national average. Set against a $53,943 median income, cost of living beats 19% of zip codes.
Is 76692 safe?
76692 is safer than 19% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $605 per resident a year.
Compare 76692 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 76692. Scores are absolute rather than ranked, which means a 60 in 76692 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
76692 detail on BestNeighborhood maps:
- Walk Grade for 76692: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 76692: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 76692: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 76692: carrier by carrier coverage behind the cell score.
76692 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.