Best Places81320, CO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 81320, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
81320 ranks 27,821st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on quiet by a wide margin, and biking ranks lowest.
The best neighborhoods in 81320
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
81320's strengths and weaknesses
Where 81320 ranks high
- QuietBetter than 97% of zip codes
- Low property taxBetter than 92% of zip codes
- Nice weatherabout 158 pleasant days a year, better than 91% of zip codes
- Voter turnoutBetter than 83% of zip codes
- Disaster safetyBetter than 78% of zip codes
Where 81320 ranks low
- BikingBetter than only 3% of zip codes
- Big-city accessBetter than only 3% of zip codes
- WalkabilityBetter than only 5% of zip codes
- Cost of living vs incomeBetter than only 7% of zip codes
- Low vacancyBetter than only 8% of zip codes
What it costs to buy a home in 81320
A household needs to earn about $112,000 a year to comfortably buy the median 81320 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $49,381, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 81320's effective rate of 0.39%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 81320
81320 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 81320.
Who works in 81320, and how
Work in 81320 centers on education and agriculture & forestry. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 61%
- Work from home 12%
- Transit, walk, or bike 27%
Life in 81320
The map and measures below break down dining, culture, and green space by neighborhood across 81320.
What the weather is like in 81320, month by month
81320 sees roughly 158 pleasant days a year. July highs average about 93 degrees. January highs sit near 43, with lows near 13. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 27° | 13° |
| April | 68° | 49° | 28° |
| July | 93° | 74° | 53° |
| October | 70° | 49° | 31° |
Flying in and out of 81320
The nearest airport, Cortez Municipal, is about 28 miles away and is a small airport. The nearest major hub is Albuquerque International Sunport, about 219 miles away.
The best schools in and around 81320
Schools across 81320 average a C−, better than 24% of zip codes.
Top elementary schools
- Mancos Elementary SchoolD+ · 25% proficient
- Seventh Street Elementary SchoolD+ · 25% proficient
Top high schools
- Monticello HighB+ · 57% proficient
- Mancos High SchoolD+ · 24% proficient
- Dolores Secondary SchoolD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 81320 school and its grade on SchoolGrade.
81320 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 81320 against the other 33,109 zip codes.
Common questions about living in 81320
Is 81320 a good place to live?
Using BestNeighborhood's default rankings, 81320 ranks 27,821st of 33,110 zip codes. It scores highest on quiet, low property taxes, and the weather, and lowest on biking and distance from a big city. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 81320 expensive to live in?
The median home is worth $453,173. The overall cost of living runs about 1% above the national average. Set against a $49,381 median income, cost of living beats 7% of zip codes.
Is 81320 safe?
81320 is safer than 21% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $648 per resident a year.
Compare 81320 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 81320. Scores are absolute rather than ranked, which means a 60 in 81320 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
81320 detail on BestNeighborhood maps:
- Walk Grade for 81320: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 81320: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 81320: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 81320: carrier by carrier coverage behind the cell score.
81320 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.