Best Places86440, AZ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 86440, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
86440 ranks 24,437th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 86440
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
86440's strengths and weaknesses
Where 86440 ranks high
- Nice weatherabout 200 pleasant days a year, better than 97% of zip codes
- Air qualityBetter than 96% of zip codes
- Low property taxBetter than 92% of zip codes
- Cell coverageBetter than 75% of zip codes
- Low income/sales/gas taxBetter than 75% of zip codes
Where 86440 ranks low
- Heat safetyBetter than only 1% of zip codes
- Tree shadeBetter than only 2% of zip codes
- Local economyBetter than only 15% of zip codes
- School gradeD+, better than only 16% of zip codes
- Cost of living vs incomeBetter than only 17% of zip codes
What it costs to buy a home in 86440
A household needs to earn about $64,000 a year to comfortably buy the median 86440 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $62,911; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 86440's effective rate of 0.39%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 86440
86440 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 86440.
Who works in 86440, and how
Work in 86440 centers on health care & social and education. Unemployment runs well above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 8%
- Transit, walk, or bike 2%
Life in 86440
86440 has more restaurants and bars per resident than 79% of zip codes. That concentrates in some parts of 86440 and thins out in others, which the map shows.
What the weather is like in 86440, month by month
86440 sees roughly 200 pleasant days a year. July highs average about 113 degrees. January highs sit near 67, with lows near 43. The comfortable stretch runs November through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 67° | 55° | 43° |
| April | 91° | 76° | 60° |
| July | 113° | 101° | 86° |
| October | 91° | 77° | 63° |
Flying in and out of 86440
The nearest airport, Boulder City Municipal, is about 74 miles away and is a small airport. The nearest major hub is Harry Reid International, about 88 miles away.
The best schools in and around 86440
Schools across 86440 average a D+, better than 16% of zip codes.
Top elementary schools
- Topock Elementary SchoolB− · 40% proficient
- Camp Mohave Elementary SchoolC · 35% proficient
Top middle schools
- Mohave Valley Junior High SchoolC− · 30% proficient
Top high schools
- Cruhsd AcademyF · 10% proficient
- River Valley High SchoolF · 10% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 86440 school and its grade on SchoolGrade.
86440 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 86440 against the other 33,109 zip codes.
Common questions about living in 86440
Is 86440 a good place to live?
Using BestNeighborhood's default rankings, 86440 ranks 24,437th of 33,110 zip codes. It scores highest on the weather, clean air, and low property taxes, and lowest on summer heat and tree cover. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 86440 expensive to live in?
The median home is worth $260,952. The overall cost of living runs about 2% below the national average. Set against a $62,911 median income, cost of living beats 17% of zip codes.
Is 86440 safe?
86440 is safer than 33% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $411 per resident a year.
Compare 86440 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 86440. Scores are absolute rather than ranked, which means a 60 in 86440 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
86440 detail on BestNeighborhood maps:
- Walk Grade for 86440: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 86440: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 86440: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 86440: carrier by carrier coverage behind the cell score.
86440 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.