Best Places87540, NM Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 87540, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
87540 ranks 8,461st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on an educated workforce by a wide margin, and walkability ranks lowest.
The best neighborhoods in 87540
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
87540's strengths and weaknesses
Where 87540 ranks high
- Educational attainmentBetter than 96% of zip codes
- Healthcare accessBetter than 95% of zip codes
- Nice weatherabout 164 pleasant days a year, better than 93% of zip codes
- Voter turnoutBetter than 93% of zip codes
- Health outlookBetter than 86% of zip codes
Where 87540 ranks low
- WalkabilityBetter than only 5% of zip codes
- Internet speedBetter than only 5% of zip codes
- Air qualityBetter than only 7% of zip codes
- Crime safetyBetter than only 13% of zip codes
- Cell coverageBetter than only 20% of zip codes
What it costs to buy a home in 87540
A household needs to earn about $166,000 a year to comfortably buy the median 87540 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $100,978, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 87540's effective rate of 0.47%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 87540
87540 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 87540.
Who works in 87540, and how
Work in 87540 centers on health care & social and professional & technical. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 70%
- Work from home 19%
- Transit, walk, or bike 12%
Life in 87540
The map and measures below break down dining, culture, and green space by neighborhood across 87540.
What the weather is like in 87540, month by month
87540 sees roughly 164 pleasant days a year. July highs average about 92 degrees. January highs sit near 47, with lows near 19. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 47° | 31° | 19° |
| April | 71° | 52° | 33° |
| July | 92° | 75° | 58° |
| October | 71° | 54° | 37° |
Flying in and out of 87540
The nearest airport, Santa Fe Regional, is about 14 miles away and is a small airport. The nearest major hub is Albuquerque International Sunport, about 49 miles away.
The best schools in and around 87540
Schools across 87540 average a B+, better than 79% of zip codes.
Top elementary schools
- El Dorado Community SchoolA+ · 75% proficient
Top high schools
- Pecos HighC · 31% proficient
- Capital HighC− · 28% proficient
- Bernalillo HighD · 21% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 87540 school and its grade on SchoolGrade.
87540 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 87540 against the other 33,109 zip codes.
Common questions about living in 87540
Is 87540 a good place to live?
Using BestNeighborhood's default rankings, 87540 ranks 8,461st of 33,110 zip codes. It scores highest on an educated workforce, health care access, and the weather, and lowest on walkability and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 87540 expensive to live in?
The median home is worth $666,561. The overall cost of living runs about 0% above the national average. Set against a $100,978 median income, cost of living beats 82% of zip codes.
Is 87540 safe?
87540 is safer than 13% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $714 per resident a year.
Compare 87540 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 87540. Scores are absolute rather than ranked, which means a 60 in 87540 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
87540 detail on BestNeighborhood maps:
- Walk Grade for 87540: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 87540: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 87540: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 87540: carrier by carrier coverage behind the cell score.
87540 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.