Best Places94044, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 94044, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
94044 ranks 1,528th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 94044
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
94044's strengths and weaknesses
Where 94044 ranks high
- Nice weatherabout 206 pleasant days a year, better than 98% of zip codes
- Household income$162,795 median, better than 97% of zip codes
- Health outlookBetter than 95% of zip codes
- Big-city accessBetter than 94% of zip codes
- BikingBetter than 93% of zip codes
Where 94044 ranks low
- Cheap childcare$2,233 a month, better than only 1% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Disaster safetyBetter than only 12% of zip codes
- Cheap car insuranceBetter than only 20% of zip codes
- State fiscal healthBetter than only 20% of zip codes
What it costs to buy a home in 94044
A household needs to earn about $324,000 a year to comfortably buy the median 94044 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $162,795, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 94044's effective rate of 0.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 94044
94044 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 94044.
Who works in 94044, and how
Work in 94044 centers on professional & technical and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 69%
- Work from home 24%
- Transit, walk, or bike 7%
Life in 94044
94044 has more parkland per resident than 86% of zip codes. The coast is about 2 minutes away. That concentrates in some parts of 94044 and thins out in others, which the map shows.
What the weather is like in 94044, month by month
94044 sees roughly 206 pleasant days a year. July highs average about 74 degrees. January highs sit near 60, with lows near 46. The comfortable stretch runs April through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 60° | 53° | 46° |
| April | 68° | 57° | 49° |
| July | 74° | 62° | 56° |
| October | 75° | 62° | 54° |
Flying in and out of 94044
San Francisco International sits about 6 miles away. It is a large hub and boarded 26.5 million passengers in 2025, with 193 nonstop destinations.
The best schools in and around 94044
Schools across 94044 average an A−, better than 84% of zip codes.
Top elementary schools
- Vallemar ElementaryA− · 60% proficient
- Monte Verde ElementaryB+ · 54% proficient
- Ortega ElementaryB · 50% proficient
Top middle schools
- Ingrid B. Lacy MiddleA− · 58% proficient
- Westborough MiddleB+ · 51% proficient
Top high schools
- Terra Nova HighA · 75% proficient
- Oceana HighA− · 65% proficient
- South San Francisco HighB− · 44% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 94044 school and its grade on SchoolGrade.
94044 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 94044 against the other 33,109 zip codes.
Who 94044 suits
Remote workers
Cost of living against local pay beats 82% of zip codes, internet is fast and widely advertised, and 24% already work from home.
Retirees
The weather beats 98% of zip codes and health care access beats 62%.
Common questions about living in 94044
Is 94044 a good place to live?
Using BestNeighborhood's default rankings, 94044 ranks 1,528th of 33,110 zip codes. It scores highest on the weather, high incomes, and population health, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 94044 expensive to live in?
The median home is worth $1,268,960. The overall cost of living runs about 52% above the national average. Set against a $162,795 median income, cost of living beats 82% of zip codes.
Is 94044 safe?
94044 is safer than 32% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $410 per resident a year.
What is the weather like in 94044?
July highs average about 74 degrees, and January highs near 60 with lows near 46. That works out to about 206 pleasant days a year, more than 98% of zip codes.
Is 94044 good for families?
Schools beat 84% of zip codes, crime safety beats 32%, and childcare runs $2,233 a month.
Compare 94044 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 94044. Scores are absolute rather than ranked, which means a 60 in 94044 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
94044 detail on BestNeighborhood maps:
- Walk Grade for 94044: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 94044: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 94044: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 94044: carrier by carrier coverage behind the cell score.
94044 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.