Best Places94118, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 94118, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
94118 ranks 1,309th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 94118
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
94118's strengths and weaknesses
Where 94118 ranks high
- BikingBetter than 99% of zip codes
- WalkabilityBetter than 99% of zip codes
- TransitBetter than 99% of zip codes
- Health outlookBetter than 99% of zip codes
- Nice weatherabout 227 pleasant days a year, better than 98% of zip codes
Where 94118 ranks low
- Cheap childcare$2,439 a month, better than only 1% of zip codes
- Crime safetyBetter than only 3% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Cheap car insuranceBetter than only 12% of zip codes
- Disaster safetyBetter than only 12% of zip codes
What it costs to buy a home in 94118
A household needs to earn about $433,000 a year to comfortably buy the median 94118 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $172,080, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 94118's effective rate of 0.67%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 94118
94118's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 94118.
Who works in 94118, and how
Work in 94118 centers on professional & technical and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 34%
- Work from home 35%
- Transit, walk, or bike 31%
Life in 94118
94118 has more restaurants and bars per resident than 81% of zip codes and more late-night spots per resident than 86% of zip codes. The coast is about 3 minutes away. Dining, parks, and nightlife concentrates in some parts of 94118 and thins out in others, which the map shows.
What the weather is like in 94118, month by month
94118 sees roughly 227 pleasant days a year. July highs average about 74 degrees. January highs sit near 60, with lows near 46. The comfortable stretch runs April through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 60° | 53° | 46° |
| April | 68° | 57° | 49° |
| July | 74° | 62° | 56° |
| October | 75° | 62° | 54° |
Flying in and out of 94118
San Francisco International sits about 12 miles away. It is a large hub and boarded 26.5 million passengers in 2025, with 193 nonstop destinations.
94118 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 94118 against the other 33,109 zip codes.
Who 94118 suits
Remote workers
Cost of living against local pay beats 85% of zip codes, internet is fast and widely advertised, and 35% already work from home.
Retirees
The weather beats 98% of zip codes and health care access beats 59%.
Common questions about living in 94118
Is 94118 a good place to live?
Using BestNeighborhood's default rankings, 94118 ranks 1,309th of 33,110 zip codes. It scores highest on biking, walkability, and transit, and lowest on childcare costs and crime. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 94118 expensive to live in?
The median home is worth $1,685,759. The overall cost of living runs about 65% above the national average. Set against a $172,080 median income, cost of living beats 85% of zip codes.
Is 94118 safe?
94118 is safer than 3% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $948 per resident a year.
What is the weather like in 94118?
July highs average about 74 degrees, and January highs near 60 with lows near 46. That works out to about 227 pleasant days a year, more than 98% of zip codes.
Is 94118 good for families?
Schools beat 54% of zip codes, crime safety beats 3%, and childcare runs $2,439 a month.
Compare 94118 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 94118. Scores are absolute rather than ranked, which means a 60 in 94118 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
94118 detail on BestNeighborhood maps:
- Walk Grade for 94118: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 94118: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 94118: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 94118: carrier by carrier coverage behind the cell score.
94118 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.