Best Places94528, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 94528, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
94528 ranks 918th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on an educated workforce by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 94528
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
94528's strengths and weaknesses
Where 94528 ranks high
- Educational attainmentBetter than 99% of zip codes
- Household income$238,435 median, better than 99% of zip codes
- Cost of living vs incomeBetter than 98% of zip codes
- Healthcare accessBetter than 97% of zip codes
- Big-city accessBetter than 94% of zip codes
Where 94528 ranks low
- Cheap childcare$1,942 a month, better than only 1% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Disaster safetyBetter than only 12% of zip codes
- Short commute34.4 minutes each way, better than only 12% of zip codes
- State fiscal healthBetter than only 20% of zip codes
What it costs to buy a home in 94528
A household needs to earn about $513,000 a year to comfortably buy the median 94528 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $238,435, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 94528's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Who lives in 94528
94528 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 94528.
Who works in 94528, and how
Work in 94528 centers on professional & technical and construction. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 60%
- Work from home 26%
- Transit, walk, or bike 13%
Life in 94528
The coast is about 34 minutes away. Distance to the water changes a lot across 94528, which the map shows.
What the weather is like in 94528, month by month
94528 sees roughly 171 pleasant days a year. July highs average about 92 degrees. January highs sit near 61, with lows near 41. The comfortable stretch runs March through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 51° | 41° |
| April | 75° | 60° | 48° |
| July | 92° | 72° | 58° |
| October | 82° | 65° | 52° |
Flying in and out of 94528
San Francisco Bay Oakland International sits about 17 miles away. It is a medium hub and boarded 4.5 million passengers in 2025, with 64 nonstop destinations.
The best schools in and around 94528
Schools across 94528 average an A, better than 90% of zip codes.
Top high schools
- Monte Vista HighA · 75% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 94528 school and its grade on SchoolGrade.
94528 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 94528 against the other 33,109 zip codes.
Common questions about living in 94528
Is 94528 a good place to live?
Using BestNeighborhood's default rankings, 94528 ranks 918th of 33,110 zip codes. It scores highest on an educated workforce, high incomes, and what local pay buys, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 94528 expensive to live in?
The median home is worth $1,992,426. The overall cost of living runs about 59% above the national average. Set against a $238,435 median income, cost of living beats 98% of zip codes.
Is 94528 safe?
Yes, 94528 is safer than 63% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $276 per resident a year.
Compare 94528 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 94528. Scores are absolute rather than ranked, which means a 60 in 94528 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
94528 detail on BestNeighborhood maps:
- Walk Grade for 94528: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 94528: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 94528: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 94528: carrier by carrier coverage behind the cell score.
94528 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.