Best Places94564, CA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 94564, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

94564 ranks 11,770th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and childcare costs are the weak spot.

#11,770
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
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of 33,110 zip codes
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The best neighborhoods in 94564

Map of the best neighborhoods in the 94564 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
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BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

94564's strengths and weaknesses

Top 5%The weather
Top 10%Big-city access
Top 10%Fast internet
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 94564 with other zip codes.

Where 94564 ranks high

  • Nice weatherabout 176 pleasant days a year, better than 95% of zip codes
  • Big-city accessBetter than 94% of zip codes
  • Internet speedBetter than 92% of zip codes
  • Household income$123,499 median, better than 91% of zip codes
  • Health outlookBetter than 89% of zip codes

Where 94564 ranks low

  • Cheap childcare$1,942 a month, better than only 1% of zip codes
  • Low income/sales/gas taxBetter than only 10% of zip codes
  • Disaster safetyBetter than only 11% of zip codes
  • Short commute35.1 minutes each way, better than only 11% of zip codes
  • QuietBetter than only 11% of zip codes

What it costs to buy a home in 94564

A household needs to earn about $190,000 a year to comfortably buy the median 94564 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $123,499, so buying stretches a typical household.

Income to buy the median home
$190,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$4,428
principal, interest, tax, and insurance on a $717,755 home
Median rent
$2,803
a month, across all home sizes

Where the monthly payment goes

Principal & interest$3,660
Property tax$529
Homeowners insurance$239

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 94564's effective rate of 0.89%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 94564

94564 runs older than the country, and households here run larger than average.

Median age
45
older than the U.S. median of 41
Residents 65 and older
24%
versus 18% nationally
Average household
2.8
above the U.S. average of 2.6

Residents by age

Under 1815%
18 to 3421%
35 to 4920%
50 to 6420%
65 and older24%

Racial and ethnic makeup has its own map. See the race and diversity map for 94564.


Who works in 94564, and how

Work in 94564 centers on health care & social and professional & technical. Unemployment is close to the national rate, and employment has held roughly flat.

Work from home
18%
above the national average
Unemployment
4.2%
about the national average
Job growth
−0.3%
/y 2019-2023, slower than the national pace

Largest industries

Health care & social18%
Professional & technical12%
Retail trade9%
Construction9%
Education8%

How people get to work

  • Drive or carpool 73%
  • Work from home 18%
  • Transit, walk, or bike 9%

Life in 94564

94564 has more restaurants and bars per resident than 77% of zip codes. The coast is about 24 minutes away. That concentrates in some parts of 94564 and thins out in others, which the map shows.

Places to eat and drink
117
restaurants, bars, and fast food, about 61.5 per 10,000 residents, more than 77% of zip codes
Coffee shops
9
about 4.7 per 10,000 residents, more than 65% of zip codes
To the coast
24 min
drive to the nearest ocean beaches

What the weather is like in 94564, month by month

94564 sees roughly 176 pleasant days a year. July highs average about 92 degrees. January highs sit near 61, with lows near 41. The comfortable stretch runs March through November.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January61°51°41°
April75°60°48°
July92°72°58°
October82°65°52°

Flying in and out of 94564

San Francisco Bay Oakland International sits about 19 miles away. It is a medium hub and boarded 4.5 million passengers in 2025, with 64 nonstop destinations.

Nearest airport
OAK
San Francisco Bay Oakland International, about 19 miles
Airport size
Medium hub
48th-busiest in the US, 64 nonstop destinations
Average drive
28 min
from the area, with no traffic

The best schools in and around 94564

Schools across 94564 average a C+, better than 62% of zip codes.

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 94564 school and its grade on SchoolGrade.


94564 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 94564 against the other 33,109 zip codes.


Common questions about living in 94564

Is 94564 a good place to live?

Using BestNeighborhood's default rankings, 94564 ranks 11,770th of 33,110 zip codes. It scores highest on the weather, big-city access, and fast internet, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 94564 expensive to live in?

The median home is worth $717,755. The overall cost of living runs about 25% above the national average. Set against a $123,499 median income, cost of living beats 73% of zip codes.

Is 94564 safe?

94564 is safer than 16% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $536 per resident a year.


Compare 94564 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 94564. Scores are absolute rather than ranked, which means a 60 in 94564 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

94564 detail on BestNeighborhood maps:

  1. Walk Grade for 94564: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 94564: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 94564: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 94564: carrier by carrier coverage behind the cell score.

94564 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.