Best Places94928, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 94928, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
94928 ranks 7,278th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 94928
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
94928's strengths and weaknesses
Where 94928 ranks high
- BikingBetter than 98% of zip codes
- Air qualityBetter than 96% of zip codes
- Health outlookBetter than 92% of zip codes
- Nice weatherabout 160 pleasant days a year, better than 92% of zip codes
- Low vacancyBetter than 92% of zip codes
Where 94928 ranks low
- Disaster safetyBetter than only 9% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- State fiscal healthBetter than only 20% of zip codes
- Cheap car insuranceBetter than only 21% of zip codes
- Voter turnoutBetter than only 23% of zip codes
What it costs to buy a home in 94928
A household needs to earn about $164,000 a year to comfortably buy the median 94928 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $103,634, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 94928's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 94928
94928 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 94928.
Who works in 94928, and how
Work in 94928 centers on health care & social and retail trade. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 12%
- Transit, walk, or bike 8%
Life in 94928
94928 has more parkland per resident than 73% of zip codes. The coast is about 36 minutes away. That concentrates in some parts of 94928 and thins out in others, which the map shows.
What the weather is like in 94928, month by month
94928 sees roughly 160 pleasant days a year. July highs average about 81 degrees. January highs sit near 58, with lows near 41. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 48° | 41° |
| April | 67° | 54° | 44° |
| July | 81° | 63° | 52° |
| October | 76° | 59° | 47° |
Flying in and out of 94928
The nearest airport, Charles M Schulz/Sonoma County, is about 13 miles away and is a small airport. The nearest major hub is San Francisco Bay Oakland International, about 50 miles away.
The best schools in and around 94928
Schools across 94928 average a C−, better than 27% of zip codes.
Top elementary schools
- Evergreen ElementaryD+ · 25% proficient
Top middle schools
- Technology MiddleD+ · 25% proficient
Top high schools
- Technology HighA · 73% proficient
- Credo HighA− · 67% proficient
- Rancho Cotate HighC · 33% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 94928 school and its grade on SchoolGrade.
94928 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 94928 against the other 33,109 zip codes.
Who 94928 suits
Families
Schools land around the 27th percentile and crime safety beats 65%.
Remote workers
Internet is fast and widely advertised and 12% already work from home.
Common questions about living in 94928
Is 94928 a good place to live?
Using BestNeighborhood's default rankings, 94928 ranks 7,278th of 33,110 zip codes. It scores highest on biking, clean air, and population health, and lowest on disaster risk and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 94928 expensive to live in?
The median home is worth $632,303. The overall cost of living runs about 18% above the national average. Set against a $103,634 median income, cost of living beats 56% of zip codes.
Is 94928 safe?
Yes, 94928 is safer than 65% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $294 per resident a year.
What is the weather like in 94928?
July highs average about 81 degrees, and January highs near 58 with lows near 41. That works out to about 160 pleasant days a year, more than 92% of zip codes.
Is 94928 good for families?
Schools beat 27% of zip codes, crime safety beats 65%, and childcare runs $1,041 a month.
Compare 94928 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 94928. Scores are absolute rather than ranked, which means a 60 in 94928 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
94928 detail on BestNeighborhood maps:
- Walk Grade for 94928: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 94928: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 94928: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 94928: carrier by carrier coverage behind the cell score.
94928 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.