Best Places95405, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95405, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95405 ranks 3,148th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 95405
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95405's strengths and weaknesses
Where 95405 ranks high
- BikingBetter than 97% of zip codes
- Internet speedBetter than 96% of zip codes
- Air qualityBetter than 96% of zip codes
- Low vacancyBetter than 94% of zip codes
- WalkabilityBetter than 93% of zip codes
Where 95405 ranks low
- Disaster safetyBetter than only 10% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Local economyBetter than only 19% of zip codes
- State fiscal healthBetter than only 20% of zip codes
- Cheap car insuranceBetter than only 23% of zip codes
What it costs to buy a home in 95405
A household needs to earn about $208,000 a year to comfortably buy the median 95405 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $128,691, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95405's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95405
95405 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95405.
Who works in 95405, and how
Work in 95405 centers on health care & social and education. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 18%
- Transit, walk, or bike 5%
Life in 95405
95405 has more parkland per resident than 77% of zip codes. The coast is about 33 minutes away. That concentrates in some parts of 95405 and thins out in others, which the map shows.
What the weather is like in 95405, month by month
95405 sees roughly 130 pleasant days a year. July highs average about 86 degrees. January highs sit near 61, with lows near 38. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 48° | 38° |
| April | 72° | 56° | 42° |
| July | 86° | 65° | 51° |
| October | 81° | 60° | 45° |
Flying in and out of 95405
The nearest airport, Charles M Schulz/Sonoma County, is about 9 miles away and is a small airport. The nearest major hub is San Francisco Bay Oakland International, about 55 miles away.
95405 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95405 against the other 33,109 zip codes.
Who 95405 suits
Families
Schools land around the 49th percentile and crime safety beats 65%.
Remote workers
Cost of living against local pay beats 80% of zip codes, internet is fast and widely advertised, and 18% already work from home.
Retirees
The weather beats 81% of zip codes and health care access beats 77%.
Common questions about living in 95405
Is 95405 a good place to live?
Using BestNeighborhood's default rankings, 95405 ranks 3,148th of 33,110 zip codes. It scores highest on biking, fast internet, and clean air, and lowest on disaster risk and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95405 expensive to live in?
The median home is worth $803,649. The overall cost of living runs about 26% above the national average. Set against a $128,691 median income, cost of living beats 80% of zip codes.
Is 95405 safe?
Yes, 95405 is safer than 65% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $297 per resident a year.
What is the weather like in 95405?
July highs average about 86 degrees, and January highs near 61 with lows near 38. That works out to about 130 pleasant days a year, more than 81% of zip codes.
Is 95405 good for families?
Schools beat 49% of zip codes, crime safety beats 65%, and childcare runs $1,041 a month.
Compare 95405 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95405. Scores are absolute rather than ranked, which means a 60 in 95405 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95405 detail on BestNeighborhood maps:
- Walk Grade for 95405: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95405: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95405: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95405: carrier by carrier coverage behind the cell score.
95405 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.