Best Places95043, CA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 95043, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

95043 ranks 20,977th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on quiet by a wide margin, and disaster risk is the weak spot.

#20,977
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
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The best neighborhoods in 95043

Map of the best neighborhoods in the 95043 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
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BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

95043's strengths and weaknesses

Top 3%Quiet
Top 10%High incomes
Top 10%The weather
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 95043 with other zip codes.

Where 95043 ranks high

  • QuietBetter than 97% of zip codes
  • Household income$142,065 median, better than 95% of zip codes
  • Nice weatherabout 168 pleasant days a year, better than 94% of zip codes
  • Health outlookBetter than 90% of zip codes
  • Cost of living vs incomeBetter than 87% of zip codes

Where 95043 ranks low

  • Disaster safetyBetter than only 2% of zip codes
  • Internet speedBetter than only 4% of zip codes
  • BikingBetter than only 4% of zip codes
  • Cell coverageBetter than only 5% of zip codes
  • WalkabilityBetter than only 5% of zip codes

What it costs to buy a home in 95043

A household needs to earn about $261,000 a year to comfortably buy the median 95043 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $142,065, so buying stretches a typical household.

Income to buy the median home
$261,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$6,083
principal, interest, tax, and insurance on a $1,003,744 home
Median rent
$1,372
a month, across all home sizes

Where the monthly payment goes

Principal & interest$5,118
Property tax$631
Homeowners insurance$335

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95043's effective rate of 0.75%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 95043

95043's age mix sits close to the national median, and households here run larger than average.

Median age
40
about the U.S. median of 41
Residents 65 and older
19%
versus 18% nationally
Average household
3.4
above the U.S. average of 2.6

Residents by age

Under 1829%
18 to 3416%
35 to 4918%
50 to 6419%
65 and older19%

Racial and ethnic makeup has its own map. See the race and diversity map for 95043.


Who works in 95043, and how

Work in 95043 centers on agriculture & forestry and education. Unemployment is close to the national rate, and the job base is shrinking.

Work from home
14%
about the national average
Unemployment
5.4%
above the national average
Job growth
−23.2%
/y 2019-2023, slower than the national pace

Largest industries

Agriculture & forestry14%
Education12%
Arts & entertainment11%
Manufacturing10%
Hospitality & food9%

How people get to work

  • Drive or carpool 78%
  • Work from home 14%
  • Transit, walk, or bike 8%

Life in 95043

The coast is about 66 minutes away. Distance to the water changes a lot across 95043, which the map shows.

To the coast
66 min
drive to the nearest ocean beaches

What the weather is like in 95043, month by month

95043 sees roughly 168 pleasant days a year. July highs average about 83 degrees. January highs sit near 62, with lows near 40. The comfortable stretch runs April through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January62°49°40°
April71°56°45°
July83°66°54°
October80°61°48°

Flying in and out of 95043

The nearest airport, Monterey Regional, is about 43 miles away and is a small airport. The nearest major hub is Norman Y Mineta San Jose International, about 73 miles away.

Nearest airport
MRY
Monterey Regional, about 43 miles
Airport size
Nonhub
175th-busiest in the US, 14 nonstop destinations
Average drive
62 min
from the area, with no traffic

The best schools in and around 95043

Schools across 95043 average a B−, better than 57% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 95043 school and its grade on SchoolGrade.


95043 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95043 against the other 33,109 zip codes.


Common questions about living in 95043

Is 95043 a good place to live?

Using BestNeighborhood's default rankings, 95043 ranks 20,977th of 33,110 zip codes. It scores highest on quiet, high incomes, and the weather, and lowest on disaster risk and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 95043 expensive to live in?

The median home is worth $1,003,744. The overall cost of living runs about 30% above the national average. Set against a $142,065 median income, cost of living beats 87% of zip codes.

Is 95043 safe?

95043 is safer than 11% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $604 per resident a year.


Compare 95043 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 95043. Scores are absolute rather than ranked, which means a 60 in 95043 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

95043 detail on BestNeighborhood maps:

  1. Walk Grade for 95043: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 95043: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 95043: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 95043: carrier by carrier coverage behind the cell score.

95043 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.